Personal Investments • Change mid year to Roth 401K ?

3. No issue with a mix of traditional and Roth, but if you ever rollover the Traditional 401(k) into a Trad IRA, you will at that point be subject to pro rata rule so if you want to do backdoor Roths in the future maybe keep the Traditional 401(k) with your company plan instead of rolling it to an IRA.

I understand your point. But I believe you can still do the 401K mega back door or convert your Traditional 401(k) to your Roth 401(k) (assuming your plans allow that) without consideration for any rolled-over trad'l 401K to trad IRA. Do I have that right?

Statistics: Posted by privateID — Thu Jul 11, 2024 11:09 am — Replies 9 — Views 386

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