Don't the tools deal with high valuations by letting you choose your return going forward?Total spending will be $120k per year first 5 years.
SS will reduce that by $70k per year.
If I understand the models I've used (New Retirement and Portfolio Analyzer) I could afford to spend $15k a year more for 10 years and still be 98% confident. These tools don't however deal with high valuations when initially putting funds into the market.
Statistics: Posted by tibbitts — Thu Jul 18, 2024 12:55 pm — Replies 46 — Views 7707