Investing - Theory, News & General • Wiki - Prioritizing investments (proposed updates)

Internet access may be spotty for ~a week so silence won't necessarily mean assent....

LadyGeek, I am thinking this edit has wrapped up. I think there is good support for the changes that have made it onto the draft page:
...
FiveK mentioned he will be out of contact for a week, but he's already opined on all the changes so far, and I've taken that feedback into account (even if I haven't done exactly what he would prefer in every case). I am thinking we should publish, and we can always deal with minor changes later. What do you think?

The only changes* that had "consensus" support were the ones on the left side of this comparison: Prioritizing investments: Difference between revisions - Bogleheads.

Sorry, folks, but fyre4ce's move here was done in bad faith, and learning from this post including the quoted posts would be helpful going forward.

*I don't mind Ted Swippet's latest two changes.

There was no bad faith coming from me in this process. My only goal was to improve the page, and I have been transparent about what changes I proposed, and why, at every step. I wish I didn't need to spend time doing this, but evidently there are a few things that need to be cleared up.

Initially, I proposed a top-to-bottom scrub of the page, leaving the overall structure intact but with content and style changes throughout. A version of that page is here, in my user area, if anyone's interested. Feedback on that rewrite was not good. In response to that feedback, nearly all changes were reverted back to the live page, with only a few exceptions I list below. If anyone doubts this, go compare the actual texts of the two pages. The comparison you link here makes it look like there are more changes than there actually were because of the formatting, but the actual text in the list is virtually identical. The feedback you reference here was in response to the original draft, not later versions with nearly all changes reversed.

I kept the draft page updated along the way to help the editors, which was why I objected when you made few updates to the live page on your own. For one, it muddied the waters, and there was later confusion among editors as to which version they should be looking at. Some confusion still persists. It's also not correct to say all the changes you made to the live page had consensus. Two examples: First, there was a consensus that if 529's were added to the list, it should be an explicit step to help novice readers. Your version did not have an explicit step, but rather an orphaned section at the bottom that readers might not see. Second, there was a consensus that adding "Start an" to the text in the graphic of the first step helped avoid dangerous misunderstandings. This was missing too.

For the record, here is the list of the changes that made it into the final draft. Content:

1. Added "Start an" to the first item in the graphic
2. Added a section for ESPP's below the list in a new "Less common accounts" section, and added a sentence with a link in step #2.
3. Also added 457's and NQDC's to Less common accounts, and added a short paragraph in step #5 about them with links to the section below.
4. Added a step #7 for 529 college savings, and the graphic was correspondingly updated

That's it. This is the list of style changes:

1. The three-level format was moved to a two-level format (for reasons described here, including readability on mobile devices), but grayscale color-coding was reverted
2. Updated interest rates to match present
3. Several external links were added

I know you disliked some of these, particularly content change #1. Most editors dislike at least some content on the current page, including me. But I felt comfortable publishing because no more changes had been proposed by the time you left. I had already extended the review by ~1 week to work with retiredjg on the 457 section, but that got settled before you left. My time is not unlimited, it felt like we reached a natural stopping point, and a moderator agreed. I honestly don't know what you would have had me do differently.

Statistics: Posted by fyre4ce — Fri Sep 13, 2024 12:56 am — Replies 495 — Views 44460

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