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Personal Investments • Avoiding IRMAA for 2026

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You have the easy ways nailed. You can re-buy the bonds in 31 days. I see where you're concerned with future RMDs from the 401k, but avoiding the cliff this year is your stated goal. You also say you don't have that much in the 401k. How much? I mean...if it's a few hundred k, then sure, hit the max where if it were $4M, then you'd want to perhaps consider a strategy. Also, if you're at $4M, are you working because you love your work and would do it for free or is there some other reason you haven't stopped?

Statistics: Posted by Jack FFR1846 — Mon Nov 25, 2024 7:09 am — Replies 1 — Views 143



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