The pro-rata rule considers all pre-tax money in Traditional/SIMPLE/SEP IRAs. (For example, form 8606 line 6 says, "Enter the value of all your traditional, traditional SEP, and traditional SIMPLE IRAs as of December 31, 2023".) So this would not work.
Statistics: Posted by newacct — Sun Dec 15, 2024 10:55 am — Replies 1 — Views 39