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Investing - Theory, News & General • Treasury Direct e-mail: undelivered...
The phrase "purchase limit" is used 23 times on this page already, but actually does not appear in the code linked above § 363.52. Instead, the word "acquire" is used.Code: (a) The principal amount of...
View ArticleInvesting - Theory, News & General • For Over-Savers: Now what?
100% this. It's nice to just not worry about money on a day to day basis. It's very comforting to just not be concerned with what something costs.I've already lined up all my left over money going to...
View ArticlePersonal Investments • Mega Backdoor Roth/Roth IRA question
Let's say my IRR's non-taxable portion is $900 (Box 5 of Form 1099-R), and the taxable portion is $9 (Box 2a of Form 1099-R). When I roll them over from the Roth 401K to the Roth IRA, I am sure that...
View ArticlePersonal Finance (Not Investing) • Vanguard message on taxing capital gains...
Do you have a proper w8 on file showing zero withholding required? If not, I would not ignore the warning https://www.irs.gov/forms-pubs/about-form-w-8-benStatistics: Posted by nalor511 — Tue Oct 29,...
View ArticlePersonal Consumer Issues • Family-friendly Spring Break recommendations?
I've had to remove several posts from this thread. Please just report problem posts (no matter how insulting and asinine), rather than responding in kind.Statistics: Posted by Alex Frakt — Tue Oct 29,...
View ArticlePersonal Finance (Not Investing) • What is your time/money threshold for...
$10,000/yr is my threshold. I'm retired so have plenty of time. When rewards drop below that amount or I get tired of the chase, I'll probably just focus on cash back only. I'm projecting I have at...
View ArticlePersonal Finance (Not Investing) • Offering Owner Financing
Could you make the sale contingent on the buyer replacing the roof within 90 days?Statistics: Posted by Beeffarmer — Tue Oct 29, 2024 1:42 am — Replies 5 — Views 343
View ArticlePersonal Investments • Which to prioritize: HSA in California or mega...
You still get a tax deduction (fed) for the contribution to an HSA that you'll never get with a RothStatistics: Posted by nalor511 — Tue Oct 29, 2024 2:19 am — Replies 1 — Views 102
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Investing - Theory, News & General • VIG & VIGI: What's the catch?
That seems irrelevant given that both are bad funds for income investing. A bucket with one hole in the bottom carries water better than a bucket with 3 holes, but I don't want to really use either if...
View ArticleNon-US Chapters • Swiss Bogleheads Local Chapter Established
Revival of thread made me think maybe this is the place to ask:For those of you in CH with US citizenship… Have you found a good vested benefits account (Freizugigkeitskonto) that allows self-directed...
View ArticlePersonal Finance (Not Investing) • Anybody working for the same employer for...
Long time same company different projects… newer resources make it sometimes interesting or some times not practical or do not have a business basics.. but they come up with new ideas…Every Friday...
View ArticlePersonal Investments • Mega Roth Approaching yearly limits
With my plan, YES, you have to stop the after-tax contribution or they will keep taking it out and it will take away from what can be put in traditional and match. With my plan, I have to change the...
View ArticleInvesting - Theory, News & General • Using Best-In-Class ETFs to...
No need to many exotic coffee powder then mix it to get your blend, just get the blend you like and be happy… this is broker advantageous not sure how you benefit..Keep it simple, simplicity is...
View ArticlePersonal Finance (Not Investing) • Wells Fargo Online Banking error
Glad it got resolved. I tried opening an account online to start the bonus "run" but that failed since the system was not able to verify my identity. Later, got a letter in the mail saying it was due...
View ArticlePersonal Investments • Advice on parking $200,000
I would buy JAAAWould that really be considered appropriate advice for this person's situation? JAAA seems to me to be a bit risky for the life savings of a 78-year-old retiree. Due to the complex...
View ArticleInvesting - Theory, News & General • How to Avoid Having Your Bond ETF...
If expectations are for higher inflation - then higher rates will price-in in anticipation and yield curve will steepenIf expectation of no change to inflation estimates but greater than expected slow...
View ArticlePersonal Finance (Not Investing) • Should I buy a home now?
Renting vs buying is a lifestyle choice. You are trying to time the housing market and making the wrong decisions. If your only issue with renting is having guests over get a two bedroom. Owning a...
View ArticleNon-US Investing • US Nonresident Aliens - Vanguard freezing legacy accounts
I explicitly asked him if I can sell and withdraw in small amounts whenever I want to, and he said that is certainly possible. I asked the same question. However, I was told that it is not possible to...
View ArticlePersonal Finance (Not Investing) • Help me understand HDHP? Is it too good to...
I'm in the same situation, its enrollment time and I have the HSA option, my family max OOP is also less than the non-HSA, unfortunately my deductibles aren't as friendly as yours. For me I think it...
View ArticleInvesting - Theory, News & General • Goldman Sachs predicts 3%
Yardeni said with the US economy growing at a 3% clip year-over-year, combined with inflation moderating to about 2%, stock market returns should be closer to 11% on an average annualized basis over...
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