Personal Finance (Not Investing) • "We do better when our clients do...
I would never pay them; I have always managed my money myself. But for some, it's appropriate. I will give a real example: I have a friend in his late 70's. His family is out of state, he is...
View ArticlePersonal Finance (Not Investing) • Life Policy Help - For my Father
Do we allow this policy to lapse or should we continue paying it with the hopes of having some kind of payout at the time of his passing? He isn't in horrible health.. but he did also have a heart...
View ArticlePersonal Finance (Not Investing) • How would you split duties with nonworking...
If you have a nonworking spouse (children school age and gone during day), how do you split duties? Or if you do not, what do you think is fair?*Yard work*Tracking expenses/budget*House...
View ArticlePersonal Consumer Issues • Lien Notice After Full Payment for AC Install
Consider consulting with a real estate attorney in your state. Consider whether or not to provide the owner of the supply company with a copy of the installer’s invoice that included the equipment and...
View ArticlePersonal Finance (Not Investing) • Dermatologist, Open New Practice or Join...
White coat investor may be a better forum for such questions. https://www.whitecoatinvestor.com/LOL, beat me to it. In addition to Bogleheads.org, whitecoatinvestor is a daily morning read.Statistics:...
View ArticlePersonal Finance (Not Investing) • Retirement Strategy
I have a heavily lopsided IRA to taxable balance thanks to stock options I received as a former company owner. When I stopped working 12+ years ago, my plan was to use SEPP to access the IRA funds if...
View ArticleInvesting - Theory, News & General • I own my own home. That must affect...
Our home is part of our total wealth. Avoids having to find/pay rent to others (imputed rent is similar to stock dividends). Might be sold to downsize to release capital, could even be totally sold in...
View ArticlePersonal Finance (Not Investing) • Home for parents — Take from savings or...
Parents can sell the 4 plots worth 30k euro each. That gets them 120k euro. Let's assume nets less after sale and call that 100k euro. You can help them do this if they want it. That 100k euro gets...
View ArticlePersonal Finance (Not Investing) • [Split from "Fidelity as a one stop...
I was planning to do backdoor Roth at fidelity next Jan, does anyone know if this hold applies to balances transferred from your CMA account to tIRA? I wouldn’t want a 16 day hold before I could do...
View ArticlePersonal Finance (Not Investing) • New York tax question for distribution on...
Well add me to the list of folks that received a letter this past Friday. On Monday, I jumped on the NY State site and posted my rebuttal. I also have an inherited IRA that I have to take RMD's from...
View ArticlePersonal Finance (Not Investing) • Juggling two houses - trying to sell one
You don’t have a problem selling the house. You have a problem getting the number you want. You could take $640k and move on. Only you can decide if it’s worth waiting for the spring. No one is...
View ArticleInvesting - Theory, News & General • Vanguard chief says "You will...
I don’t think metals are comparable with bitcoin. Metals are actually used in industrial/other processes. Bitcoin can’t be used on any economic process (other than, grimly, money laundering)...
View ArticleInvesting - Theory, News & General • Static vs Dynamic Asset Allocation;...
…but 1/CAPE is not very good. There have been a tremendous number of posts on this board about the flaws of p/e and its vast array of variants as return predictors. HomerJ is very good on the...
View ArticlePersonal Consumer Issues • Received new Fidelity debit card with sticky residue
Since the question being asked is one of finding a product to get rid of the stickiness on the card, I've moved the topic to the Personal Consumer Issues forum (consumer products).Statistics: Posted...
View ArticlePersonal Finance (Not Investing) • Medigap or Medicare Advantage?
You may or may not care about this, but from the provider side of the equation Original Medicare with a supplement just works well. What is or is not covered is pretty well understood and prior auths...
View ArticleNon-US Investing • Keeping Vanguard account as Non resident Alien
Luckily, it seems if you are a expat US citizen, you don't have the 30% withhold and IBKR will allow you to have an IRA. I wonder what would happen if you renounce US citizenship or a on-US citizen...
View ArticleInvesting - Theory, News & General • Quilt Graph Asset Class Returns with...
Hey all, does anyone know of a quilt graph of asset class annual returns that includes midcaps? or large cap growth? not having success with google , maybe doesn't exist ?Besides creating your own,...
View ArticlePersonal Consumer Issues • Tesla Model 3 Is The New Toyota Camry?
[Topic is now in Personal Consumer Issues - mod mkc]- Simplicity. I’m at the point in my life this means a ton to me. I never have to stop for gas (let alone at a time that’s inconvenient to everyday...
View ArticlePersonal Finance (Not Investing) • United American Medigap G-HD Unresponsive
I have been on UA G HD for over two years now and am quite satisfied. I found a local agent to work with. If you’re in Florida I can share the contact info. At this point, I would suggest calling...
View ArticlePersonal Consumer Issues • Need electrical grounding/bonding advice
Neutral is essentially a ground. Indeed, ground and neutral need to be bonded together exactly once in a structure/property. Due to ohms law, you can't count on neutral being at ground potential at...
View Article