Personal Finance (Not Investing) • First year of taking an RMD in 2028 plus...
8606 Part IIStatistics: Posted by RosanneR — Sat Jan 18, 2025 5:24 pm — Replies 10 — Views 302
View ArticlePersonal Finance (Not Investing) • Help with Solo 401k for S Corp
Yeah I think ideally it is. But if my w2 , which is due 1-31, reflects the contributions, can it still technically be done now?Statistics: Posted by bambambigelow — Sat Jan 18, 2025 5:25 pm — Replies...
View ArticlePersonal Investments • Transfer in Kind TIPS Valuation
There was someone else in the last couple of weeks who reported this problem with Schwab/TIPS/in-kind transfer.(Note: other situations with the same base problem (e.g. step-up/down after a death) have...
View ArticlePersonal Investments • Comparing indexing with real estate investment property?
Real estate isn’t for everyone, but can be a great investment if you are willing to put the time in. Apples-to-apples comparisons to stocks or bonds aren’t a thing. Real estate is something of a...
View ArticlePersonal Investments • Once you hit FIRE, how do you withdraw 4%? Quarterly...
Let's say you are FIRE.You want to follow 4% rule for your brokerage account.You are 60% VTI and 40% VMATX (Muni bonds) for your brokerage account.How do you withdraw to pay your expenses? VMATX have...
View ArticlePersonal Investments • How to predict ROI on CDs vs T-bills vs Treas Funds
The daily par values just prior to an auction tend to be pretty close to the auction results:https://home.treasury.gov/resource-cent ... ield_curveStatistics: Posted by snic — Sun Jan 19, 2025 5:24 pm...
View ArticlePersonal Investments • Cost Basis
On the other hand... If you happen to be in early retirement, and you want to do tax gain harvesting, wouldn't you want to realize the highest amounts of capital gains first to take advantage of the...
View ArticlePersonal Finance (Not Investing) • Fidelity free/$5 Turbotax 2024
So for those who don't have the free/$5 offer yet, should I just wait to see if Fidelity makes me an offer (which they have in the last few years) or stick to Costco/wait for a better sale?I have...
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Personal Finance (Not Investing) • New Mortgage: Why would anyone choose ARM...
Not good enough. The person with fixed rate mortgage can refinance whenever the rate goes down too. KlangFoolI didn't say it was a great reason... Refinancing costs you a few thousand in fees each...
View ArticleInvesting - Theory, News & General • Are you ready for the crash? change...
Recognizing that your appetite for risk has changed is not market timing.I agree with this....things change, life changes...that's not timing..it's recognition.Yes you've captured where I'm at...
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Personal Consumer Issues • What are you listening to now
Beethoven String Quartet, Op 135Sticky Notes Podcast: A Classical Music Podcastby Joshua Weilerstein https://stickynotespodcast.libsyn.com/b ... tet-op-135From the Sticky Notes podcast episode notes....
View ArticlePersonal Finance (Not Investing) • Wife's New Trust Fund - Should I Protect...
It sounds like the wife's recently established trust fund "turned the tables" on who was in charge of the financial arrangements for the marriage and the OP found this disturbing. If the OP cannot...
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Personal Consumer Issues • What Movie Have You Recently Watched?
"Double Indemnity" - 1944. On-demand from TCM.Billy Wilder directs Fred MacMurray, Barbara Stanwyck, Edward G. Robinson, and Jean Heather in this dark tale about betrayal, murder, and insurance.I...
View ArticlePersonal Finance (Not Investing) • Have any of you had a hair transplant? If...
I buzzed mine a couple years ago. Wearing a ball cap is another option, but probably not to an interview! Try to get a little sun on it so it's not pale, but not so much to get a burn and risk skin...
View ArticleInvesting - Theory, News & General • Rob Berger tested out Monte Carlo on...
As a structural engineer, I need to know the assumptions before I trust any number. All of these fancy looking software packages are black boxes with limited user inputs, e.g., Boldin doesn't allow...
View ArticlePersonal Investments • Bonds in 2022: are you scarred? (scaRRed, not scaRed)
Not scarred, rather educated.I have learned that bond funds clearly behave differently from individual bonds.As a result, I am in the process of transitioning the bond portion of my 70/30 portfolio...
View ArticlePersonal Consumer Issues • [What TV Show Have You Recently Watched?]
Finished Landman last night. The show had promise, but man there was some crazy, unnecessary stuff in there. I would have like it a lot more if the sex-addict ex-wife and 17 year old daughter would...
View ArticleInvesting - Theory, News & General • What Part of "Stay the...
My whole life I've seen friends, family, neighbors, and co-workers getting into stocks and funds when they're hot and abandoning them when they cool off. Many of them were also driving Cadillacs and...
View ArticlePersonal Consumer Issues • Pay for engine replacement or sell for big loss
I've been thinking about this. I expect the thing still runs and drives. Drive it as is to Car Max. Sure, the CEL is on and it'll reduce what they'll offer him but just bring it in. Chances are,...
View ArticlePersonal Investments • Portfolio Review for Aging Parents
Many thanks, HomeStretch. To answer your question, my mom would remain in the house. So they would need to tap their nest egg. They have no LTC and ALF is looking like $10K/mo here. They just updated...
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