Personal Finance (Not Investing) • IRS Direct File experience ??
I've used Fillable Forms for a while (but this year not yet -- Vanguard doesn't have my 1099 yet). Fillable Forms works well. I would imagine that Direct File is good if you qualify, but I don't this...
View ArticlePersonal Consumer Issues • Recent experiences with Imaging Software for Windows?
Another good practice is to separate to the greatest extent possible your personal data from the operating system and do less frequent OS backups, more frequent C:\User\... and D:\ (personal data) or...
View ArticleClik here to view.
Personal Consumer Issues • Tracfone Woes - alternatives near term/long term?
tl;dr: Tracfone activation of new phone failing. Service ending in 5 days. Customer Service ineffectual. Options seem to be A) buy a different Tracfone and try to activate that instead; (B) buy an...
View ArticlePersonal Finance (Not Investing) • Amending 2022 tax return. What to mail?
Can’t you efile the amended return?Statistics: Posted by Bmac — Thu Jan 30, 2025 7:22 pm — Replies 2 — Views 128
View ArticleInvesting - Theory, News & General • How many Bogleheads change their...
I hold a bunch of US Total Bond. It seems to change itself based on rates, so I just roll with it. Though I will admit, that over the last few years as my knowledge has increased considerably about...
View ArticlePersonal Investments • Schwab Cash Sweep Issues
I have recently experienced an unusual event at Schwab where I have maintained investment accounts for a very long time. Among the accounts is one which is primarily used for emergency cash reserves...
View ArticlePersonal Finance (Not Investing) • TurboTax 2024 software offer
Use online TT makes it more difficult to switch to another tax package. The only way to switch from online TT is to scan the pdf of the file tax return. Even then, there will be information...
View ArticlePersonal Finance (Not Investing) • Can you really get out of massive debt?
~$300K debt with $100K - $150K income. Yes, it can be done in a few years. Question is are they the type to have the will power to sacrifice in the interim.Statistics: Posted by srt7 — Thu Jan 30,...
View ArticlePersonal Finance (Not Investing) • Move VG Roth to Fidelity for ZERO fund?
Therefore whether a fund distributes quarterly or annually really makes no difference to returns.Thanks. I was beginning to think I was missing something when 3 people were telling me otherwise and...
View ArticlePersonal Investments • Best approach to minimize taxes Fed and State (CA)...
Everytime I ask a question on this forum I get smarter thanks for this great community. It is tax time again, I'm dreading what I will owe. I'm curious if there are any tools or calculators, which can...
View ArticlePersonal Consumer Issues • Buying a new car - Financing/Credit
I just find it easier to finance it than pay cash. Dealerships are optimized for the finance work-flow, they understand it, it makes sense to them. Cash freaks them out.Paying "cash", you have to...
View ArticlePersonal Finance (Not Investing) • Tricare folks unite
I think the point is more local than East vs. West. It's a matter of which providers, and how many, in your local area are in the network. Near a big military footprint, I suspect that more providers...
View ArticlePersonal Investments • Roth Conversions, Add to I Bonds, or Something Else?
I'm afraid I can't help with this last question. I know nothing about financial aid for college....only enough to know it is something to consider when adding to your income by doing Roth...
View ArticlePersonal Consumer Issues • What are you listening to now
Marianne Faithfull - As Tears Go By (1964)R.I.P.I’ve always liked that song.It is a nice song. I heard today Mick Jagger co-wrote it. Here's the Rolling Stones...
View ArticlePersonal Investments • Commingled Roth and Pre-Tax 403(b) contributions at TIAA
Same situation here. In my case, the fault lies with the consultant that my employer hired, who recommended one pot for both employer contributions and my contributions. Following conventional wisdom,...
View ArticlePersonal Finance (Not Investing) • EOY Report on Personal Finances for Spouse
why is it always a bus?This is a good point, haha. If you're "hit by a bus," your survivors would probably be in line to receive a very significant award in a lawsuit against the city, and then their...
View ArticlePersonal Investments • Medallion signature guarantee for smaller investments?
For what''s it is worth, I just did a rollover on Wednesday that exceeded the 25k limit listed on the transfer forms that they said needed a Medallion guarantee. Which is not a problem because my main...
View ArticleInvesting - Theory, News & General • What are you up YTD? [Year To Date]
At the end of month, January, my portfolio is up 2.69%. All equity. 65/35 US/Ex-USStatistics: Posted by Metsfan91 — Fri Jan 31, 2025 7:24 pm — Replies 5516 — Views 1016860
View ArticleNon-US Investing • Amundi ETFs?
As the justetf page says the Amundi fund was launched in June 2024, you may want to check the prosectus to see if the low cost is a temporary teaser rate and if Amundi has the right after some date to...
View ArticleClik here to view.
Investing - Theory, News & General • Covering the TIPS gap years with...
Sharing some of the work I've done on calculating how many excess bracket year TIPS to hold for duration matching of 2036-2040. I'll share an overview in this post, and go into more detail in...
View Article