Personal Finance (Not Investing) • What Retirement Planning/Budgeting...
I'm using the RMD portfolio spending method because it is variable. It adjusts each annual withdrawal by using a slowly rising percentage of the recent annual portfolio value (plus spending annual...
View ArticlePersonal Consumer Issues • iCloud storage vs Dropbox
This topic is now in the Personal Consumer Issues forum.Statistics: Posted by ClaycordJCA — Sun Jun 02, 2024 1:18 am — Replies 3 — Views 381
View ArticlePersonal Finance (Not Investing) • Which Midwestern markets have...
I might be getting priced out of buying property in the coastal markets so I may have to settle short-term for buying property in the US Midwest. Which markets there have the highest price...
View ArticlePersonal Finance (Not Investing) • Personal Umbrella Policy choices
I currently have a 1M umbrella with the insurance company that writes my auto and homeowners policies. But I was told that is the maximum umbrella coverage they write in my state.I would like to have...
View ArticlePersonal Consumer Issues • Coordinating deck with dryer vent
Buy a ventless dryer and remove the vent.+1. You may even get some good incentives/rebates on a heat pump dryer. Sell your old one to help further offset the cost.Statistics: Posted by...
View ArticlePersonal Investments • Stan the Annuity Man is leading a webinar...
just posting again. missed the presentation, but just heard this in podcast format and thought Stan was really good at presenting the info on annuities (with Paul interviewing. good job Paul!). If...
View ArticlePersonal Finance (Not Investing) • What's your current savings rate?
When working it was around 25% not counting employers 401-K match - so maybe 30%. For 3 decades. In retirement (since out mid-50's) it is 0%. Or -5% if looking at it from spending from portfolio. Our...
View ArticlePersonal Finance (Not Investing) • What can happen to pensions if company...
I hope this reply will "re-activate" your issue and some experts will reply.One option for a company undergoing some change (or just wanting to end their pension obligations) is to provide employees...
View ArticlePersonal Consumer Issues • Windows vs Mac password management
I have read that the interface is not particularly friendly? The family plan sounds appealing.For an additional reference, here is what PC Magazine says about Bitwarden for 2024 . . .(Note: The color...
View ArticleInvesting - Theory, News & General • World Ex U.S has only returned 2.48%...
Is the U.S index the only index that makes sense to invest in? If others have performed this poorly most would have been better off investing in other assets such as property etc. The U.S was an...
View ArticlePersonal Investments • How does one take RMDs from a TIPS ladder in a...
Assuming everything is in the one account the RMD must be taken from that account. If the account doesn't contain enough cash and proceeds from maturing TIPS it would be necessary to sell something...
View ArticlePersonal Finance (Not Investing) • Can I safely quit paying work?
to Avalpert1"Um, first, if you are doing double takes over $64k across 30 years I doubt you are making $168k a year at any point in your career. Second, you are looking at it wrong, a 62 year old can...
View ArticlePersonal Investments • Newbie Do we have enough to retire and how
Combined SSI: $3000In fall we will have a combined $1mil from the above in cash when the house sells. Will we be able to retire and how should I invest this?Husband 73Me 68It all depends on how much...
View ArticlePersonal Consumer Issues • Basement is freezing due to HVAC - thoughts/fixes?
adding a basement return should help yes. it should be greater than or equal to the basement supply registers. if you don't have basement supply registers and your goal is to have it fully...
View ArticleInvesting - Theory, News & General • The perfect portfolio doesn't exist....
After reading Scott Cederberg's paper on the case for 100% stocks and focusing on things like total return and less of a care for sharpe, I began reflecting... instead of buying into a single strategy...
View ArticlePersonal Finance (Not Investing) • Proposed new wiki page: Retirement...
As noted in the first post of this thread, the draft pages are here. (The full page titles are shown.)- User:FiveK Retirement income planning ("User:FiveK" means its a draft page created by FiveK)-...
View ArticlePersonal Investments • Stressful job, can we FIRE?
Op,It might extract a high price from you to stay in your current job for 3 to 8 years longer, so it behooves you to reflect and weigh up such a cost benefit - yes even at the expense of your dream of...
View ArticleNon-US Investing • Does the cost basis for UK CGT reset when becoming a UK...
For investments owned before becoming a UK resident, do I owe UK capital gains tax on the entire gain from acquisition to disposal, or only on the portion of the gain that accrued during my period of...
View ArticlePersonal Finance (Not Investing) • How to teach your 20 year old to be Frugal?
You already taught her by example but you can't force her. And there's not many 20 year olds that want to be frugal and invest all their earnings. Some of my favorite purchases were in my 20s and I...
View ArticlePersonal Finance (Not Investing) • help me decide if i should pay off car loan
No, I would not rush to pay it off.Statistics: Posted by YeahBuddy — Mon Jun 03, 2024 2:22 am — Replies 17 — Views 994
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