Investing - Theory, News & General • Considering Schwab
Didn’t Schwab grandfather their legacy clients to sweep into a mmf?…Anybody aware of this ?Yes, someone posted here confirming this for an old account. The individual was able, with some difficulty,...
View ArticlePersonal Consumer Issues • International travel and customs
I've also been traveling a long time. I don't know that it's that different. Obviously, the EU has meant far fewer interactions with customs once within Europe. But even within the EU there are still...
View ArticleNon-US Investing • [Australia] Portfolio Review
As Andrew9999 has pointed out, however, Purchasing Power Parity doesn't seem to hold that well. Australian Dollar moves up and down v say USD and does so for decadal periods. The theoretically correct...
View ArticlePersonal Finance (Not Investing) • Which FEHB Plan Did You Choose And Why?
For the last few years before I retired (in 2018), my wife and I were enrolled in the GEHA HDHP. We invested the maximum amounts into our respective HSAs and haven't yet touched them. At present, our...
View ArticlePersonal Consumer Issues • Need Help Unclogging a Drain
Interesting comments. The AC condensate line is rubber hose from drain pan to tie in just above bathroom sink P-trap. That is clear, water in that is flowing just fine. The AC condensate is the...
View ArticleNon-US Investing • [Singapore] Portfolio allocation
45% MSCI World index [SWRD]5% MSCI Emerging Markets IMI [EIMI]5% FTSE India 30/18 Capped [FLXI]5% MSCI World Small Cap [WSML]20% Local Singapore Government T-Bills20% 0-3 Month US Treasury Securities...
View ArticlePersonal Consumer Issues • Fidelity Credit Card for Best All Around Card?
We have the Fidelity card, actually 2 of them. We never use them. BofA offerings are superior, IMO, if you have $100k in assets there.Bofa Unlimited Cash rewards (UCR) will give you 2.625% flat, which...
View ArticleInvesting - Theory, News & General • Should you hedge your SPIA with a...
Two technical notes:From the very small print below your first table (my eyes are, I think, about a decade younger than yours, but my optician would have been pleased that I could read that)*If...
View ArticlePersonal Finance (Not Investing) • Fidelity as a one stop shop
Do the other aspects of the plan work?Is the reason you want to have a separate brokerage, from the CMA with the checks, because you're worried about checking fraud? I wonder how much of a risk that...
View ArticlePersonal Investments • Still have 15 yrs till retirement. Any suggestion for...
I plan on investing time/money in 4 years. A year or so away from target retirement age. So many things will change in the interim.Statistics: Posted by Wannaretireearly — Tue Jun 11, 2024 4:33 am —...
View ArticlePersonal Investments • Impact on Social Security and Annuities on Asset...
. They are married and husband/wife each have an annuity that while in hindsight was not the best investment they are too far in to get out of.Even if it was a mistake buying the annuities, what’s...
View ArticlePersonal Investments • Just Diagnosed With MS - Rethinking Finances
Welcome to the forum. +1 to the feedback, above. If you have not already done so, consider executing the legal documents you need as part of your support system (durable power of attorney and...
View ArticlePersonal Finance (Not Investing) • Thinking about Bankruptcy
You can likely make a hardship withdrawal from your retirement savings, but that doesn't mean it is a good idea. More income is likely a better approach--2nd job, 3rd job, whatever it takes....
View ArticleClik here to view.
Personal Consumer Issues • Window too wide for AC - Midea unit
Using a carbide blade on a table saw or circular saw. Cut a piece of plexiglass for each side (or plywood or a nice knotty pine board or whatever) and don't even use the cheap accordian pieces that...
View ArticlePersonal Consumer Issues • Anyone have a good battery operated weed trimmer?
No one mentioned Worx? Debating between Worx 20V Power Share GT 3.0 12" String Trimmer & Wheeled Edger - light weight but weak battery And EGO ST1511T 15-Inch 56-V String Trimmers - powerful but...
View ArticlePersonal Finance (Not Investing) • securely pay for... everything?
What I do:— pay everything possible with credit cards— use "pull" instead of "push" for electronic paymentsI went the other way: PUSH yes, avoid PULL if at all possible. I figured the less places that...
View ArticleNon-US Investing • Uk: are there any advantages with a high credit score...
In the United States, credit scores range from 300 to 850. In addition to getting a loan, you usually need a good credit score to rent an apartment or other housing. In a way, you are "borrowing" the...
View ArticlePersonal Finance (Not Investing) • Organizing expenses at college
When I saw this post, it brought a big smile to my face. When our son went to school in Manhattan, we set up a bank account with Chase and would monitor his charges. I personally was very worried...
View ArticleInvesting - Theory, News & General • Expectancy of selling options
B.t.w. some of the many papers describing the historical backtests:https://cdn.cboe.com/resources/educatio ... tegies.pdfhttps://www.globalvolatilitysummit.com/ ......
View ArticlePersonal Finance (Not Investing) • New HELOC recommendations
Very state-specific but I was able to get 5.99% for 12 months and 7.75% thereafter (based on current rates) with First Citizens Bank. No early termination fee. Closing costs were about $200.That's...
View Article