Personal Finance (Not Investing) • Transition to DIY tax return next year
By the way, there is a middle ground between DIY and paying a CPAEnrolled agents (EA) are licensed for tax return preparationStatistics: Posted by EricGold — Wed Apr 24, 2024 7:58 am — Replies 48 —...
View ArticlePersonal Finance (Not Investing) • Negotiated rates of medical procedures
Rates are really based on Medicare ratesWhat an insurance company pays a provider will be a tad more or less based on what the insurance company and doctors office negotiate. Any list price is...
View ArticlePersonal Finance (Not Investing) • Another landlord or sell question
Do you want to be a landlord? That would be my first question.this is the major question. I did this remote twice by necessity. Happiest days were the day they finally sold.Statistics: Posted by...
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Personal Finance (Not Investing) • How to count a pension in net worth...
The cash value of your pension that you could extract from it today is what you include in your net worth. If there is no cash value, then zero.That's why pensions can be such a funny asset. Let's say...
View ArticlePersonal Finance (Not Investing) • Bank of America/Merrill Edge - Preferred...
I opened mine earlier this month. All went smooth except they locked my accounts for 'suspicious activity' about a half dozen times throughout this process.Similar experience here. They locked my CCs...
View ArticlePersonal Finance (Not Investing) • Did you use Real Estate to build wealth?
I know that a lot of real estate deals don't pencil - especially primary residences. But I''ve made a lot of money on my personal residences - my current home is worth around $1m and is paid off. All...
View ArticlePersonal Finance (Not Investing) • Feedback on relocating(CA to VA) for...
One idea for you: They may not be able to offer you a full relocation package but they might be able to offer you a recruitment bonus. Agencies have some discretion on how they do this. Numbers I've...
View ArticlePersonal Investments • Opinions on 90/10 Portfolio by Warren Buffett
90/10 is fine for a 33 year old. The 90 can be Total Stock, S&P 500, or a 80/20, 70/30, 60/40 or 50/50 mix of these with Total International, they are all fine. There is no a priori optimal...
View ArticlePersonal Investments • All or None Limit Order Selling Shares
Anyone have experience with placing limit orders with the all or none option selected?Is it difficult to sell shares with this option selected?I'm looking to sell 197 shares of VNQ at $89 per share.I...
View ArticlePersonal Consumer Issues • Which wheel/tire combo offers the most protection...
Just for comparison I have read that some Tesla model 3 drivers are unhappy with 20 and 19 inch tires having issues with potholes and have switched to the 18s for ride comfort and less flats. While...
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Personal Consumer Issues • any suggestions for quality wooden clothes hangers?
for dress pants, sportcoats, suits.Thanks.I read something long ago that suggested either folding or hanging, etc, clothes in the way that they are to be worn to keep out wrinkles, etc.So, for dress...
View ArticlePersonal Consumer Issues • Shop recommendations for replacing vehicle's brake...
Toyota's official MSRP for OEM pads are $66 and $200 for front rotors.Official OEM timechart for replacing those from another manufacturer (the job is similar for most car) is 1.00hr, which is either...
View ArticlePersonal Finance (Not Investing) • Leaving California Moving Overseas - Tax...
My wife and I are leaving California and moving overseas indefinitely. I'm working until mid-May in California and then moving late month. Need some tax advice on how to leave California and not get...
View ArticlePersonal Consumer Issues • Seriously considering an EV
What about insurance. I heard EV has high premium. Tier wear out after 20k miles.Tire wear is an issue on certain EVs that have high HP and are heavy. But a Chevy Bolt or base Tesla weigh about...
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Investing - Theory, News & General • Are You in the Slow-Go Years?
There's a theory that spending in retirement goes from "Go-Go" years to "Slow-Go" years to "No-Go" years.The early years immediately after retirement are often characterized by good health, pent-up...
View ArticlePersonal Finance (Not Investing) • [Question about] Online social Security...
I read this thread and it does not match most of our experience at all with SS office.1. Our SS office does not answer the phone and does not have appointments.2. One must go first thing in the...
View ArticleInvesting - Theory, News & General • Retirement Withdraw Rates- Fidelity...
Hope I'm no breaking any forum rules, but I read this excellent Fidelity article this morning concerning simulated savings withdraw rates during retirement. Thought it may be of interest to some on...
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Investing - Theory, News & General • Now that long TIPS yields have...
Hey, why stop at 120 years? Robert Shiller’s spreadsheet shows real bond returns, annualized, over ten-year periods, with the first ending January 1881 (This is for a rolled 10-year nominal Treasury,...
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Personal Investments • Still Trying to Understand Bonds
Bond funds have a place for an awful lot of folks.They just get shepherded into them and I suspect a lot of them really don't understand bonds. And when someone does ask why after getting burned, they...
View ArticlePersonal Finance (Not Investing) • Difference in take home pay Madison WI vs...
So the cost of living and cost of housing don’t matter, you just want to know if a company will give you a bigger after-tax salary in Seattle vs Madison?You just need to get the job and negotiate the...
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