Personal Consumer Issues • Honda SUV replacement w/CD Player
I'm fairly sure the loss of audio fidelity won't be noticed over the 75 dB noise floor in the car. Also guessing (and no offense intended) that OP is old enough to have a significant roll off in...
View ArticlePersonal Investments • Too Much in 529? Should I keep saving for tax benefit...
You can keep saving to get the benefits. I'd suggest a new account that you'd use last. The New account will have lower portion of earnings which is the only part that would be taxed and penalized in...
View ArticlePersonal Consumer Issues • Vet estimate for my daughters’ cat
We recently had our cat's teeth cleaned and it was around $2000 in a HCOL area. Cat did not enjoy it. He was still out of it when we brought him home, pupils dilated, and spent the afternoon and part...
View ArticlePersonal Investments • What do you think of these CD rates?
[/quote]Those are terrible !Local banks here are at 5percent or higher for 1 yrMy credit union did mine at 5.75 Interest monthly goes into my checking account I also bought some in my Schwab brokerage...
View ArticlePersonal Consumer Issues • Books that changed your life!!
1. The Story of Philosophy by Will Durant2. Surely You’re Joking Mr Feynman! By Richard Feynman3. Brothers Karamazov by Dostoevsky4. Crime and Punishment by Dostovesky5. Plato’s Dialogues6. Descartes’...
View ArticlePersonal Finance (Not Investing) • Auto insurance with a teenager
We just added our teen and our rates doubled. It did coincide with a renewal which reflected the general crazy increases we've all heard about. The rates went down some after factoring in good grades,...
View ArticlePersonal Investments • Portfolio Review (for my mom)
I'm not understanding your "66% gain" comment. That being said, you are correct that she'd pay tax at ordinary income rates on any gain if she were to surrender the annuity for cash. You are correct...
View ArticlePersonal Finance (Not Investing) • Non gov 457b transfer question
You can roll a non-gov 457B into another another non-gov 457B, assuming both plan documents allow it.Statistics: Posted by runner3081 — Tue Aug 13, 2024 6:39 pm — Replies 1 — Views 46
View ArticlePersonal Finance (Not Investing) • ACA for short term
You want an ACA compliant plan, not a short-term policy, which will probably deny her (or any claims) based on pre-existing conditions.ACA insurance goes by month. So, if she were to apply by, I...
View ArticlePersonal Finance (Not Investing) • Should I continue using a soon-to-be...
I have one of those 2015 Mac Powerbooks. Security concerns aside, it is getting slower & s l o w e r. When I get a new laptop, what are drawbacks to wiping my old one, & letting my grandkids...
View ArticlePersonal Investments • Should we start doing Roth conversions?
Yes - multiyear models will have inacuracies.Agreed.These accounts will always grow, each year there is only a small draw or none at all....Yes, assuming market gains in a given year. But the whole...
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Personal Finance (Not Investing) • Renters insurance for college student
My kids who have moved into various group houses and home again (and out again )... all use Lemonade... Decent prices and everything online.Statistics: Posted by rob — Wed Aug 14, 2024 6:50 pm —...
View ArticlePersonal Finance (Not Investing) • Is Chase Sapphire Reserve still worth it?...
If you want a simple card with travel protections, lounge access, etc. I think the Venture X is the winner right now. Everything is subject to change. If you have a GM vehicle and plan to continue...
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Investing - Theory, News & General • Modified versions of HFEA with ITT...
I meant our discussion when we attempted to compare the yields of SOFR futures to SOFR swaps and treasuries and charted the swap spread curve. (Admittedly not directly related to treasury futures.)...
View ArticlePersonal Consumer Issues • College Costs
Should it be illegal to mention the institution of one's degree for purposes of hiring?Statistics: Posted by PoorPlumber — Wed Aug 14, 2024 6:53 pm — Replies 122 — Views 11530
View ArticleUS Chapters • nisiprius [New Bogleheads should read his posts]
He always seems to have a well coherent perspective with plenty of data to back up his reasoning. I am very thankful that he is willing to share his insights.Statistics: Posted by 2pedals — Wed Aug...
View ArticlePersonal Investments • Roth IRA now on Disability
You need to have your brokerage/bank remove the excess contribution. They will have paperwork that you will need to fill out. It will be as if the excess was never there when you file your taxes....
View ArticleInvesting - Theory, News & General • Salim Ramji Interview
I reserve the right to be wrong and it's no easy task but I do think it's a re-commitment to Jack Bogle's principles. I'm very hopeful and I'm not known as an optimist.He said all the right things, of...
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Personal Consumer Issues • Trip to Italy
I was in just trying to reassure any interested readers that this particular item is indeed the real deal.If our being in violent agreement helps anyone, then it wasn't all in vain Unfortunately, this...
View ArticleInvesting - Theory, News & General • dow/gold ratio strategy
This thread has run its course and is locked (contentious). See: Non-actionable or Trolling TopicsIf readers can't do anything with the content of a topic other than argue about it, it does not belong...
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