Personal Investments • What Fidelity fund(s) for taxable?
I have only ITOT and IXUS in my taxable account. You might want to check the tax efficiency of FSKAX relative to ITOT.Statistics: Posted by cabfranc — Sat Apr 27, 2024 8:26 am — Replies 3 — Views 135
View ArticlePersonal Finance (Not Investing) • VHNW Bogleheads - What are you doing to...
Nothing. No heirs, all but a few thousand bucks is going to a charity. Government can get their portion, that’s fine.I anticipate IF we go over, it will be only by a handful of percent.We have heirs...
View ArticlePersonal Finance (Not Investing) • The cost of not using credit cards with...
Last month, I booked two one way tickets to France on KLM & Air France using points from my Chase rewards. I got a 25% bonus transferring my points to Flying Blue miles so my total spend was...
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Personal Finance (Not Investing) • When FEHB is secondary to...
But I am going switch to Aetna Direct next open season because I will feel much better knowing A&B are first and at least 80% will be covered no questions asked. But based on everything I've heard...
View ArticlePersonal Finance (Not Investing) • Help me maximum income tax savings on...
The great thing is you live in a no income tax state. For someone with a high income who wants to save money that’s a huge benefit.I've been McLovin' it since I moved here!Although we make up for it...
View ArticlePersonal Finance (Not Investing) • Best setup for getting yield on checking...
The downside is that Schwab's sweep payment is miserly, <1%. The only way I can see around it is buying a money market fund in the linked brokerage and having automatic payments to the checking...
View ArticlePersonal Finance (Not Investing) • any reason to not start taking pension?
Bird in the hand is worth 2 in the bush...It sounds like you want to start the pension now. If that’s what you want, that’s a fine decision.Statistics: Posted by Stinky — Sun Apr 28, 2024 8:21 am —...
View ArticleInvesting - Theory, News & General • Vanguard Flagship Tier still active?
VG told me last week that there is no longer any Flagship product below $5 million. So for those that made it, you keep it. There are no new Flagship membership at (standard or Select) until you get...
View ArticlePersonal Consumer Issues • In-Laws Want to Go Over Their Estate Plan with Us
Are they asking for your input? Or do they just want to explain so you'll understand it when they die?Statistics: Posted by cheese_breath — Sun Apr 28, 2024 8:22 am — Replies 16 — Views 1752
View ArticlePersonal Investments • Which Funds/ETFs to Retain in Taxable Account?
I think your current holdings are too complicated but you have to do what you think is best for you.In taxable I’d just use something like VTI. Don’t use the same fund in taxable that you use in other...
View ArticlePersonal Investments • Purchasing an crane at auction to flip at a better...
Insurance to move this crane ended up being nearly unobtainable.I was in error in thinking the better-advertise RB auction could result in a significant premium over the local house.It was a great...
View ArticlePersonal Finance (Not Investing) • Retirement Roth Conversions Strategy sound?
We are deferring SS and making Roth conversions up to the top of the 12% tax bracket each year.I assume that means both people are deferring SS till 70, forgoing the conventional wisdom where just the...
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Personal Finance (Not Investing) • Giving CenturyLink my bank account info to...
As to the $10, a lot of prices are going up. Have you bought olive oil lately?! The internet and olive oil are worth it, but it's a bit of a shock ... . I actually did buy olive oil the other day and...
View ArticleInvesting - Theory, News & General • International (Non-US) versus US...
The discussion is getting contentious with regards to the intent of this thread. As implied in the first post, this discussion is an attempt to document the rationale for allocating equities between...
View ArticlePersonal Consumer Issues • Washington State Bogleheads looking for an EV??
This thread is now in the Personal Consumer Issues forum (car). I also fixed a typo in the thread title "Bogelheads" to "Bogleheads".(Thanks to the member who reported the post and explained what's...
View ArticlePersonal Finance (Not Investing) • How do we find home in Maryland with...
I think you need to think about moving the needle a bit on location. If you only need to be in DC occasionally you could expand your options significantly. As other posters have said basically...
View ArticlePersonal Finance (Not Investing) • Can I safely quit paying work?
With $2 million, a 4% safe withdrawal would be $80,000 per year. I'd suggest you're a little short of that goal, because you still need to factor in tax withholding on your retirement...
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Investing - Theory, News & General • Are You in the Slow-Go Years?
IowaFramBoy: I also think framing this only/mainly in terms of travel is not the only measure. Some people may not "go-go" in terms of travel but are golfing, fishing, cycling, doing projects,...
View ArticlePersonal Finance (Not Investing) • Quicken 2019 and forward
I received the following email:Upcoming changes to your accountHi LadyGeek,Thanks for using Quicken — we’re glad you’re here.In the past four decades, we’ve helped more than 20 million customers...
View ArticlePersonal Investments • ACATS transfers and propriety funds
You have have two choices: sell the non-transferable security and transfer cash, or leave the security with your old firm.If you want to cleanly sever relationship with the old firm, sell first and...
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