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Investing - Theory, News & General • Looking back at your asset allocation throughout life, how happy are you now?

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With hindsight... I wish I had done 100% large US growth stock... but is what it is.

Given the same info at the same time, I'm happy with our path and allocations at the time.
Overall my biggest regret over asset allocation was to have "diversified" (diworsified) too much into small-cap and especially into ex-US stocks. Had I been 100% S&P 500, 100% of the time, I'd have been far better off today.
Yes but outcome doesn’t mean the strategy was bad.
The words above need to be underscored. The S&P 500 index has gone from below 700 in 2009 to above 5,700 in 2024, with only a couple short drawdowns in between. It follows that nobody who is alive to be on this forum today, who has been 100% US stocks, is going to say that they regret it. That's why half of the investing threads on this forum are those people saying, basically, "look at the scoreboard."

The rest of us, whose portfolios were more conservative or globally diversified, can only be content with the knowledge that things might have gone differently, and that we've benefited from the long bull market in US stocks too.

Statistics: Posted by warner25 — Fri Oct 04, 2024 10:29 pm — Replies 39 — Views 1856



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