Personal Consumer Issues • "Winter" Questions - How you do keep...
I am not savvy here with home heating technology: I have a regular gas heater with a tank in my attic in Texas. Are heat pumps a thing in Texas and what is the main difference? Also ain’t gas heater...
View ArticleInvesting - Theory, News & General • Looking back at your asset...
With hindsight... I wish I had done 100% large US growth stock... but is what it is.Given the same info at the same time, I'm happy with our path and allocations at the time.Overall my biggest regret...
View ArticlePersonal Consumer Issues • Disable "AI Overviews" in Google web...
https://arstechnica.com/gadgets/2024/0 ... -for-good/Statistics: Posted by bh1 — Fri Oct 04, 2024 10:36 pm — Replies 11 — Views 754
View ArticlePersonal Finance (Not Investing) • How Much House Can a Couple Afford Based...
I bought my first house when my net worth was about the same as my down payment. It worked out pretty well.In summary, you were very lucky!KlangFoolStatistics: Posted by KlangFool — Sat Oct 05, 2024...
View ArticlePersonal Finance (Not Investing) • Responding to credit card "update...
Chase just offered me 1000 points to update my income. Not much, but more than I’ve been offered before.Statistics: Posted by GuyInFL — Sat Oct 05, 2024 10:39 pm — Replies 12 — Views 1552
View ArticlePersonal Consumer Issues • Justifying Tesla Purchase
Buying used is a no brainer now if you want to buy IMO. That market is completely inefficient.You can get 2 year old cars for 50% off new that have MORE capabilities than the newer ones (at least for...
View ArticleInvesting - Theory, News & General • Best book to convince someone...
The book that helped me is Winning the loser gameStatistics: Posted by sharukh — Sat Oct 05, 2024 10:45 pm — Replies 104 — Views 247481
View ArticlePersonal Investments • Why buy companies which pay no dividend if dividends...
Why would shares of a company with positive net income or the potential thereof be worthless?If an asset generates income, it is worth something. Whether that income is used for r&d or buybacks or...
View ArticlePersonal Consumer Issues • Fortifying House Ideas
Adding to it, how do I prevent garage door being open by different remote controls?Statistics: Posted by CLKGTR — Sat Oct 05, 2024 10:50 pm — Replies 1 — Views 58
View ArticlePersonal Finance (Not Investing) • Bank of America/Merrill Edge - Preferred...
If I remember correctly, I had no issues with any of my cards for purchases made on the specified day being eventually automatically credited with the additional points. Last year, I tried to make...
View ArticlePersonal Finance (Not Investing) • How to protect your net worth from lawsuits?
The fact that umbrella insurance is so cheap should be enough evidence that these fears are wildly exaggeratedNot really no, it may be evidence that they aren't common - but that doesn't make the fear...
View ArticleInvesting - Theory, News & General • Double.finance - Direct indexing...
Why can't they package this product as a ETF Say sp500 ETF with TLH inside it.Every year this ETF will result in capital loss in our 1099So we could just import 1099 and use the losses Is it not...
View ArticlePersonal Finance (Not Investing) • Question on SSA-44
Thanks!Statistics: Posted by Dufus — Sat Oct 05, 2024 10:53 pm — Replies 2 — Views 112
View ArticleInvesting - Theory, News & General • Ordinary Yet Wealthy: Becoming a...
I joined Bogleheads in 2016 and retired in 2018. Didn’t know who John Bogle was before I joined. I was jst looking for commn sense advice and found it here.I’ve been a boglhead about the need to save...
View ArticlePersonal Finance (Not Investing) • Roth Conversion Headache
Do follow up on Celia's suggestion of using a Roth conversion ladder.This will allow you to withdraw/convert at a low tax rate and have access to those converted funds (but not the interest that...
View ArticleInvesting - Theory, News & General • For stocks, you can set it and...
To accomplish the goal is such a challenge! In the worst of times, your fixed income portfolio needs to be perfectly safe, but in all other times, that same portfolio needs to earn and keep up with or...
View ArticleClik here to view.
Personal Consumer Issues • Apple announcement: IOS 18 for iPhone available...
This reply from BobTexas was and is confusing because it isn't clear if it means 18.0.1 or 18.1 -- two very different things. I usually wait for the .1 version to come out to allow Apple to resolve...
View ArticlePersonal Investments • How to convince parents of the dangers of financial...
I recall one of the financial writer mentioning that he had a friend who spend a lot of time researching the companies and the building up a portfolio. He suggested to the friend that he compare his...
View ArticlePersonal Finance (Not Investing) • The problem of procastination in investment
I figured out a long time ago that the only person I can control is me.If it's relatives, then it's their problem and I am just being nice to remind them. If it's immediate family or parents, the...
View ArticlePersonal Consumer Issues • what Android texting app do you use?
I switched over to Google Messages but I primarily use Snapchat for most messages to friends and family.Statistics: Posted by Kenkat — Sun Oct 06, 2024 10:52 pm — Replies 6 — Views 297
View Article