???Hello Marshall,I recently set up a 30 year TIPS ladder as part of a LMP/RP structure. One "Pro" I noticed is the retirement success rate (as reflected in cFireSim, FiCalc, etc.) went up after making the change. I basically backed out the funding for the TIPS ladder from my total assets in the calculators. I then showed the TIPS ladder as a 30 year inflation adjusted income stream. I was pleasantly surprised with this improvement.
Does your personal inflation rate equal the CPI?
Will it over 30 years?
Many are finding they are at a shortfall to the CPI.
What does that have to do with the calculators?
The calculators can't guess personal inflation rate, either.
Statistics: Posted by watchnerd — Wed Apr 17, 2024 6:51 am — Replies 101 — Views 8801