Personal Finance (Not Investing) • should my friend get a reverse mortgage HECM?
thanks, all, for your input. one problem is that she's not entirely capable of looking into all these options herself and i live 4,000 miles away and can only do so much. she has no one else in a...
View ArticleInvesting - Theory, News & General • Now that long TIPS yields have...
While I wanted 3% real, I've been happy to get well over 2% real TIPS. Door is now closing.I don't expect to see 2%+ again till sometime in the 2030s. We should be a similar thread at that time.Been...
View ArticlePersonal Investments • Space Flight and Roth conversion
It’s been almost 3 years and I’m hoping for an update from the OP. I don’t follow it closely but it doesn’t seem like SpaceX is much closer to moving anyone to Mars, which is a shameThey are...
View ArticlePersonal Finance (Not Investing) • Fee-Only Advisor: What are the costs?
There is a new sheriff in town for fee-only advisors; I heard about them recently on a financial podcast:https://hellonectarine.com/Their pitch:We don’t manage your money, sell any products, or earn...
View ArticlePersonal Consumer Issues • IPhone unavailable and locked
You used to be able to erase and reboot the phone from iCloud "Find My". Then you'd restore from backup. I haven't done it in several years though.You still can. But you'd have to be able to log into...
View ArticlePersonal Investments • US treasury zero price and tax reporting
Should show up as US Obligations interest in a separate box on the 1099 issued by the brokerage firm.When you buy the bonds via a mutual fund instead its more complex, as it won't show up in a special...
View ArticleInvesting - Theory, News & General • LMP/TIPS Ladder Pros & Cons...
I recently set up a 30 year TIPS ladder as part of a LMP/RP structure. One "Pro" I noticed is the retirement success rate (as reflected in cFireSim, FiCalc, etc.) went up after making the change. I...
View ArticlePersonal Investments • I think it's time for me to get back in total bond fund
OP,I exited BND around the same time as you. We got lucky. Leading up to this BND exit...I did have a constant feeling that rates couldn't go lower than near zero and I didn't want to stomach watching...
View ArticlePersonal Investments • Money Market Funds vs US equities right now?
There is nothing going on today that hasn't gone on, and worse, in the past.Retail or institutional investors believing this would definitely be concerning. Humans aren't built to comprehend...
View ArticlePersonal Finance (Not Investing) • Morgan Stanley or somewhere else
Understood.My situation now involves the decision between:1) Staying at MS with 3 accounts managed (my wife's businesses cash balance plan, her profit sharing 401k and her partner's profit sharing...
View ArticlePersonal Finance (Not Investing) • Not your normal “Do I take new job offer...
The offer letter that you signed likely has some verbiage in it of something to the affect of "this is not an employment contract" with the implication that they can let you go at any time for almost...
View ArticlePersonal Investments • Die with Zero - opinions?
Rich Dad, Poor Dad has always translated as RIch Dad is funded by Poor Dad, the suckers who buy his silly book.Yes, there's a meme about that: Rich Author, Poor Readers.It's the title of an article...
View ArticleInvesting - Theory, News & General • What's Been The Best Investment of...
I merged Brooks' thread into a similar discussion.(Thanks to the member who reported the post and provided a link to this thread.)Statistics: Posted by LadyGeek — Thu Apr 18, 2024 6:41 am — Replies...
View ArticleNon-US Investing • Keeping Vanguard account as Non resident Alien
I have a couple questions for this group here1. I am looking at Schwab brokerage account to move my assets from Vanguard. Is everyone talking about the Schwab International Account? Do we need to fund...
View ArticlePersonal Finance (Not Investing) • How to set the basis in inherited property...
I realize this response is 5 years late, but is still valid for anyone who is googling this subject, and stresses the importance of proper estate planning. I am a CPA. What the OP said, Father willed...
View ArticlePersonal Investments • Newbie Portfolio Question
I have in cd's:7 month 4.75%22 month 4.25%55 month 3.5%Another 7 month that matured, renewal rate is 4.4% should I go with renewal.457 is available with a different company.There are actually 6...
View ArticleInvesting - Theory, News & General • Robinhood 3% IRA Match
I guess someone has been reading our posts because here is someone from Robinhood telling you why you shouldn’t worry about lending your stocks for a few extra bucks:...
View ArticleNon-US Investing • 1042S HMRC Handling As A UK Resident
Which brokerage are you using? Trying to move away from Vanguard.Statistics: Posted by ukusinvestor — Thu Apr 18, 2024 6:52 am — Replies 1 — Views 1094
View ArticlePersonal Finance (Not Investing) • Moving from Vanguard to Schwab or Fidelity
(I only have VTSAX in Roth so I will call Vanguard to convert it to VTI prior to ACAT transfer). Since it's a Roth, you can also just transfer it as is, then sell VTSAX and buy VTI at Schwab. There's...
View ArticlePersonal Finance (Not Investing) • The cost of not using credit cards with...
As with so many things, CC points and miles can be very lucrative if you value them and spend the time to use them.We just returned from a trip to Australia. On the way down, we took business class —...
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