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Personal Investments • Brokered CD's - Pros & Cons?
Hello. I have been very happy with VUSXX. Very liquid and can add and withdraw anytime. 5.30% monthly income also. You can find the fund here - https://investor.vanguard.com/investmen ......
View ArticlePersonal Consumer Issues • What's behind low price of used Tesla EVs
The used car market is very fickle, and pricing depends on many, many factors, not least the make and model and mileage of the car. In late 2003 I bought a $55k 2001 BMW with 25k miles on it for...
View ArticlePersonal Investments • Transfer Individual / solo 401k transfer from Vanguard...
Move to Fidelity. That's what I plan to do, not just for my Solo 401K, but eventually my entire portfolio. I've been quietly discontent with Vanguard for number of reasons piling up, but haven't had...
View ArticlePersonal Finance (Not Investing) • feeling stuck with kid expenses and this...
Land payments on farm ground that I own with my brothers around 12,000 a year. This is fixed payment on inheritance ground we got a discount on a per acre basis when ground parents passed. 20 years...
View ArticlePersonal Consumer Issues • Autos Collecting and Selling Our Driving Info? Is...
It is the secrecy surrounding the sharing that is problematic. If they tell you that they are providing driving information to insurance companies and give you the ability to opt out then I see no...
View ArticleInvesting - Theory, News & General • Ratings on New ETFs
Curious if anyone knows how long it generally takes before a newly-traded ETF begins showing up in ratings, like Morningstar ratings.Statistics: Posted by darylt — Fri Apr 19, 2024 6:46 am — Replies 0...
View ArticleInvesting - Theory, News & General • Investing like a Boglehead is easy...
All you need to do is make things work for you, not everybody else.The most important thing of all! (It also means you don't have to follow what other bogleheads are doing, either)Agree.Watch out for...
View ArticlePersonal Consumer Issues • Observing Tree Removal
So they broke and uprooted one of my rhododendrons and swept debris onto my side of the street in the front of my home where I have done plantings. I maintain this area but it is actually town...
View ArticlePersonal Investments • Advice requested: Cash-heavy with retirement nearing...
For starters, you can:(1) change your Roth IRA holdings to 100% equity to increase your overall portfolio equity %. There are no tax consequences for changes to IRA holdings. Consider using VTSAX and...
View ArticlePersonal Finance (Not Investing) • Use Roth IRA to Pay off Credit Card Debts
Are you able to transfer the Credit card debt to a different card with lower interest? Of course, this is only a short term solution. But it might give you some breathing room & save the Roth for...
View ArticlePersonal Finance (Not Investing) • What's your current savings rate?
Always felt these threads are pointless without knowing income. It’s like asking about how high or low your tax rate is. Saving 50% of $50k gross income is impressive. Saving 50% of $500k is a nothing...
View ArticlePersonal Finance (Not Investing) • Another when to take Social Security...
I passed after 70 but not both her amount and mine combined. Does she have to wait until 67 to get my $4050? Yes; read up on the 'survivor benefit' of SS for details. IF I follow this correctly, she...
View ArticlePersonal Consumer Issues • IPhone unavailable and locked
Probably a good reminder to check in on elderly/non technical family to make sure they have account recovery methods in place for their Google/Apple/Microsoft accounts. For Apple I recently went...
View ArticlePersonal Finance (Not Investing) • To What Extent Do You Subsidize Adult...
No adult children of my own. But I am an adult child of my parents. When I was a bit younger, it would have been insane that parents would subsidize me unless there was a reason such as graduate...
View ArticlePersonal Consumer Issues • Portugal trip
^^^ I think you've posted in the wrong thread.Savvy travelers do want to know the best way to shave in Portugal.Statistics: Posted by Chardo — Fri Apr 19, 2024 7:00 am — Replies 18 — Views 1909
View ArticlePersonal Finance (Not Investing) • Income Tax in Philadelphia
My understanding is that PA doesn't tax retirement account distributions. Is that always true or only true for retirement accounts that were already taxed by PA since they don't recognize them as tax...
View ArticlePersonal Finance (Not Investing) • Contemplating taking a step...
There is usually some way to afford to change jobs or scale back work or to retire early. In your case, this may or may not involve no change in your current lifestyle, or a deep cut of expenses, or...
View ArticlePersonal Finance (Not Investing) • How can I close my Solo 401(k)?
Since I saw several people ask about this and I just went through it myself recently I thought I'd comment on this:As the plan administrator you will need to file the appropriate 1099-r formYou do not...
View ArticleInvesting - Theory, News & General • Math! And inflation decay of pension.
- estimate your essential expenses (housing, household/food, healthcare, transportation etc.)- estimate your personal inflation rate on the essential expenses (different categories inflate at...
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Personal Consumer Issues • New HVAC?
Strategic action on an older HVAC is probably a good idea, but the suggestion of your DS also has merit as +$10K is not a small sum. As the unit is still working, use this time to obtain additional...
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