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Personal Investments • Ass-u-me ing there is a USD & Stock Mkt Crash in...
I was thinking 4% AFTER taxes... I will Always be in the highest Tax bracket... No matter where the Democrats push it to. Does a CD Ladder accomplish this?Ahh here we go. Knew it was coming....
View ArticlePersonal Finance (Not Investing) • Death of Spouse - - Some Unanticipated...
And so it is with "do not resuscitate" and "do not feed" types of directives for end of life. The emotions that come into play in such situations are incredibly powerful. Having directives made in...
View ArticleInvesting - Theory, News & General • HSA Bank eliminating investment options
Since the fee is 0% in Choice (for GEHA), I decided to buy VTSAX with the remaining funds. The interface is almost too simple and doesn't seem to provide the same level of information as...
View ArticleInvesting - Theory, News & General • WisdomTree 90/60 US Efficient Core...
This fund has weathered multiple markets that would have revealed any glaring faults. So far it's proven to be a reliable buy and forget investment.Nisiprius has posted a few dissections of the fund...
View ArticlePersonal Finance (Not Investing) • Fidelity ERROR on Rollover - Having a...
Fidelity says they can't issue an amended 1099-R, but we will receive a new 1099-R for 2024 in January 2025.An amended 1099-R would "correct" the numbers for the 2023 rollover, if it was to be...
View ArticlePersonal Consumer Issues • 36 hours in Tahoe - help!
My favorite day hike for newbies to Tahoe is Rubicon Trail because it gets you close to the lake. Park at Emerald bay and head north towards D.L. Bliss State Park. Don’t worry about the distance...
View ArticlePersonal Finance (Not Investing) • Best Florida Asset Protection Strategy
Very similar situation to OP:- Live in South Florida (new to state)- Primary residence (condo) is homesteaded (in FL, this is protected from creditors)- Almost all my savings are in IRAs or 401k's (in...
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Personal Finance (Not Investing) • SDFCU experiences?
Just FYI for anyone following, they are supposedly rolling out a new web + app interface in November, hopefully it will be better than the current offering which, while generally functional, is a bit...
View ArticleInvesting - Theory, News & General • Is 10 years a long time in stocks?
We have a goal that is 10 years out. But having read heart wrenching stories on this forum about what it was like in 2008-2009 in real time (for example,) we are thinking of just buying an...
View ArticlePersonal Consumer Issues • Luggage where two bags can be handled as one
This type of belt that goes across & loops through the 2 suitcases could be an option. I haven't used ithttps://www.youtube.com/watch?v=VA95S-dir0II have these built into my (Rimowa) rollers and...
View ArticleInvesting - Theory, News & General • Why "traditional" asset...
If you equate sports betting with investing in the stock market, I can't help you. There is a big difference between the two and if you can't see this yourself, there isn't much that I can do.If you...
View ArticlePersonal Investments • Fidelity told me to up stock allocation
Serious question: has anyone reading this ever had an advisor recommend lowering their stock allocation?I had Ameriprise do some Financial Planning for me during the 2000's and they recommended this...
View ArticlePersonal Investments • For Retirees. How simple are your portfolio's?
Hi All,I'm struggling on how to put together my retirement portfolio. Right now, I have a PAS with Vanguard, and want to venture out on my own. My AA is 65/35, and I'm 60 yrs old. When my wife retires...
View ArticleInvesting - Theory, News & General • Why stocks went down when Fed cut...
The rate cut was good news. It is rare to have this combination of a strong economy, a cut of this magnitude, and markets at record highs.Let’s just give it some time.There is a lot of uncertainty in...
View ArticlePersonal Consumer Issues • Water heater flush?
I had a Rheem 40 gal. installed in 1998. Made in Mexico. Never flushed it once. Still works fine. Several years ago I asked a plumber whether I should flush it. He told me only if I was looking for...
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Personal Consumer Issues • [What TV Show Have You Recently Watched?]
I'm midway through season 3 of "Borgen". Am really enjoying it.The series focuses on two areas: the Prime Minister's office and the TV newsroom that covers it. (Sounds like a "Law and Order" intro....
View ArticleInvesting - Theory, News & General • Larry Swedroe's latest article on...
I've been looking into gold (yes we get laughed at these days), but also other alternates that are now accessible to retail via ETFs that were previously only in the domain of hedge funds like managed...
View ArticleInvesting - Theory, News & General • Ever end your Initial Financial...
Back in the days, Vanguard offered a complimentary consultation to Voyager customers.Went through it and implemented nothing of what advised to do. Amongst things we disagreed upon was considering...
View ArticlePersonal Investments • Vetting alternative investment fund - advice?
When I invest in alts, I start by investigating the principals. Do online searches and background checks, research their Linkedin, check the history of their professional licenses, look for lawsuits...
View ArticlePersonal Finance (Not Investing) • Fidelity as a one stop shop
Essentially gaming Fido to use a MMF with a 0.18% ER as a de facto bill pay account?Statistics: Posted by Northern Flicker — Fri Sep 20, 2024 2:04 am — Replies 7230 — Views 1394629
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