Personal Finance (Not Investing) • Distributing will in cash money ($25k)
The executor and beneficiary should meet with an elder/family law attorney to discuss options. If an attorney is representing the estate, start there. He or she will refer to a different attorney if...
View ArticlePersonal Investments • Retirement income
Thanks again to all for the interesting discussion points and variety of opinions. To paraphrase some of what I've taken from this:- From a financial aspect, I likely don't need a SPIA at this time- I...
View ArticlePersonal Consumer Issues • Worth it to Repair Car if Selling to Dealer?
I have a 2010 Toyota Highlander with 170,000 miles that I no longer need. KBB resale value is $7K, trade-in is $5K. I plan to sell the car to CarMax or a used car dealer. The check engine light came...
View ArticlePersonal Investments • ESPP Decision: To Enroll or Not?
If you have the discipline to SELL IMMEDIATELY, no matter what, then it’s a no brainer in this case.The discipline can be harder than you think… at least for me.Statistics: Posted by Zipster — Wed Sep...
View ArticlePersonal Consumer Issues • Venice Italy hotels
We stayed at Hotel Al Duca di Venezia in 2023. Room was spacious (by Italian standard) and beautifully decorated. For most dates in 2025 you can get a room for less than $300 if you book...
View ArticleInvesting - Theory, News & General • How do you think about longevity?
I want to live to 90. If my quality of life is poor, then I will jump off a cliff. I am serious.what if you're physically or mentally unable to jump?Jumping off a cliff makes a lot of extra work for...
View ArticlePersonal Finance (Not Investing) • How Much of a Paycut Would You Take To...
I kind of feel like I messed up the post by it actually not winding up as a true paycut. Technically, I still gave up my consecutive years of service in the original county which sets you up to have...
View ArticlePersonal Finance (Not Investing) • Best way to introduce personal finance to...
Lead by example and let them make some mistakes. My kid has still not recovered from putting all his money into ARKG when he was 18 and knew everything. He listens to me more now.He also lost a bunch...
View ArticlePersonal Consumer Issues • Don't pay full price for SiriusXM radio
I used the chatbot to renew just now. Got a $6.99 rate ($7.34 with fees). Slightly lower than the rate I currently have, and it only took a couple of minutes.Statistics: Posted by deskjockey — Wed Sep...
View ArticlePersonal Investments • The Value of contributing to a 401k plan
I'm trying to estimate how valuable it is to have access to a 401k plan.I don't know how to calculate the annual benefit for a traditional 401k, but maxing out a Roth 401k plan for just a single year,...
View ArticlePersonal Consumer Issues • Maintaining a new Global Entry membership (USA)
Do you mean no interview at all, not even a virtual or computer interview?I’ve renewed it 3 or 4 times with no interview, but current renewal is still in pending status so will have to wait and see,...
View ArticlePersonal Consumer Issues • [What UN-frugal thing do you do? What do you...
Running shoes ($300 a pair for racing, carbon plated marathon shoes) - but I get 4 races out of them.Groceries - mostly organics. TravelToolsGood shoes are definitely worth the cost! Same with...
View ArticlePersonal Consumer Issues • MLB.com Blackout Policy
Actually, it looks like you can get a direct streaming package (BallySports+) for Tigers games and don’t need to have cable/satellite. https://www.ballysports.com/packages?ut ... 6639918823I'm on a...
View ArticlePersonal Finance (Not Investing) • Here are Medicare Part D WellCare Value...
There has been a lot of concern regarding Medicare Part D prescription premiums in 2025, particularly due to the implementation of the $2,000 maximum out-of-pocket.All states will have a $0.00 monthly...
View ArticlePersonal Consumer Issues • Is there a better hotdog?
Lots of excellent regional hot dog makers in the NY/NJ/CT area. My favorite is Hummel Bros in New Haven. Naturals casings are a must. I’m always amazed that most of the country eats ballpark dogs...
View ArticlePersonal Finance (Not Investing) • How to stretch 86 yo mom's portfolio
Given that there is a non-trivial chance your mom's funds will be exhausted, you should aim to place her in a facility that will allow her to continue on Medicaid if and when that becomes necessary....
View ArticlePersonal Finance (Not Investing) • FIRE at 42?
I think I’ve made it but would like people’s opinions on anything I’ve missed.You need to have plans in your budget for lumpy expenses like replacement cars, a new roof, dental bills(don't ask!), home...
View ArticleInvesting - Theory, News & General • I love rebalancing instead of trying...
I will note that the 4% rule applies to the past. It’s impossible to tell if the results of the various studies will be reproduced in the future. It could be that 3% is required in the future for...
View ArticleInvesting - Theory, News & General • Disappointing Vanguard Brokered CD...
I am very pleased with Vanguard overall, but for me it appears to have been a mistake to move my CD ladder to Vanguard.When I first made the switch, non-callable brokered CD rates at Vanguard were...
View ArticleUS Chapters • Arizona Chapter
I'm new to Bogleheads in Arizona (Chandler), but excited to attending the next meeting in 2025. Disappointed I missed the meeting this last week.Statistics: Posted by Ritchey — Thu Sep 26, 2024 8:51...
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