Personal Investments • [Safe Withdrawal Rate] Are you 3% and why/why not?
It is not clear whether the available spending reported by ficalc is adjusted for inflation.Oh yeah they are. Just under the Results title; "All dollars and returns shown in the results are...
View ArticleInvesting - Theory, News & General • Larry Swedroe's latest article on...
But what whatever reason, apart from Larry Swedroe, I don't think I can remember anybody citing articles recommending these funds. It's not as if Paul Merriman added them at the same time Larry...
View ArticlePersonal Consumer Issues • Year end tip for lawn maintenance service?
But if you really wanted to, I actually think Christmas would be the ideal time, because it represents a time when income is short in that industry, while also being the traditional time you might...
View ArticlePersonal Investments • Recently Disabled doctor -things I should change?
Can you see pts in clinic without doing procedures? Also read Echos and EKGs etc. don’t require hands. You could do legal consulting ie expert witness and make good money. One of my clients is an...
View ArticleInvesting - Theory, News & General • Distribution intended to be RMD but...
I think Jebmke nailed it when he said that my wife has only done step one, selling an amount equal to the RMD and putting the proceeds in the settlement fund -- so it hasn't actually left the IRA...
View ArticlePersonal Finance (Not Investing) • Per diem or receipts for business meal...
I always use the standard daily allowances. Because I would never spend that much on food/hotels, it works out well for me.For 20 years this is how I did it as well. Never heard a peep from the IRS...
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Personal Investments • Why is $VXUS moving up so much recently?
Are Chinese stocks a significant fraction of developed world ex-US ETFs which were up more than 2% just today?According to Vanguard, as of 8/31/2024 China was fourth in country exposure with 6.6% of...
View ArticlePersonal Consumer Issues • Washer and Dryer
Speed queen TC5 top loader and any speed queen dryer (in researching dryers, brand here was overall less of a big deal vs washer though). Our dryer was one of their commercial ones as it was on sale...
View ArticlePersonal Investments • Why does Vanguard target retirement have 40% of...
Should I also increase my international proportion?Pick something you can stick with. You don't want to be asking this question all the time. Doing so is counter-productive. There is a wide range of...
View ArticlePersonal Consumer Issues • What is your favorite book?
Lonesome Dove To Kill a MockingbirdA Time to To Kill 11/22/63Rocket Boys (recent read I enjoyed)Liked the fourth one plus the TV series based upon itI recently read 11/22/63 and liked it a lot. Very...
View ArticlePersonal Finance (Not Investing) • Bank of America/Merrill Edge - Preferred...
My all state auto premium coded as onlineNot in my experience. My insurance premium to Progressive coded as online, just as another poster reported above. This is also very recent, August 2024.Based...
View ArticlePersonal Finance (Not Investing) • Did Bogleheads Live podcast stop? If so, why?
I enjoyed Jon Luskin's Bogleheads Live podcast and I was wondering if it stopped a while ago (haven't had any downloads in my feed for some time)? I know Jon's busy in his various roles with...
View ArticlePersonal Investments • Investment math on when parent could consider giving...
What have these 3 offspring been doing with the 40K/year combined she's been gifting them? Perhaps they should consider setting up a separate fund to save for a house on their own. Hopefully, they...
View ArticleInvesting - Theory, News & General • 2024 Overconfidence - Let’s have a...
Stock dividends were in the 5%-6% range back then (compared to 1% today), and we had deflation during the Great Depression (which is WHY it was a Depression), and the Fed is on record saying they will...
View ArticlePersonal Investments • What do Rick Ferri and Jon Luskin's give as advice?
hey community,I have been waiting for @Rick Ferri over a year, meanwhile Jon Luskin's rates have doubled. Now they are $2,895 minimum!https://jonluskin.com/one-day-financial-review/ (he shares samples...
View ArticleInvesting - Theory, News & General • The Final, Definitive Thread on...
Has anyone had success with getting their current brokerage to match an outside bonus offer in an effort to retain you?I've gotten Schwab to pay me a retention not so long ago - July, 2023.I certainly...
View ArticlePersonal Investments • Using up large accumulated capital loss with treasury...
The simplicity of using only one fund is appealing.Trade partners. Was wondering what might work better if SGOV fell out of favor after interest rates revert to normal.Searched "ultra short-term...
View ArticleInvesting - Theory, News & General • Faith-based Investment Options,...
I invest as much of my family's equity allocation as I can (outside of our employer-sponsored retirement plans, which don't offer it) in Eventide's main fund (Gilead). Eventide has a thoughtful...
View ArticlePersonal Finance (Not Investing) • Health insurance - hip nation
Do you mean this company? HIPnation.comIf it is, the OP should read the membership terms of use. It mentions that it's not insurance, and it also provides no pharmacy benefits.Statistics: Posted by...
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Personal Finance (Not Investing) • How to Pay for Medical School
From your previous posts, it seems that you might be uncertain about just what you want to do with your life, so starting a multi-year - and expensive - commitment starting with prep, med school,...
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