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Personal Consumer Issues • UPDATE KitchenAid Appliances - Help, now what can...
Not going to help but... As a buyer, I would/did not care about matching brands - only match colors.This is what every real estate agent in our area near Boston is telling everyone to do is put in...
View ArticlePersonal Investments • Portfolio Review
Emergency funds:six months of expenses in HYSADebt:LCOL state with $200K mortgage balance@ 3.785% rate. Tax Filing Status:Our CPA prepares our taxes and files married filed jointly most years. Tax...
View ArticlePersonal Finance (Not Investing) • Do I get to re-retire if my portfolio goes...
Why did your expenses go from 3.75K per month to 8K per month in 4 years?viewtopic.php?p=5499256#p5499256The short answer is that 3.75K per month was a theoretical bare bones budget in a LCOL area,...
View ArticlePersonal Finance (Not Investing) • Fidelity Now Allows Authenticator Apps
viewtopic.php?t=437529Statistics: Posted by JBTX — Mon Oct 14, 2024 12:04 am — Replies 2 — Views 238
View ArticlePersonal Investments • Cashing out I-bonds: Treasury Direct and speed of...
Is the timeframe for withdrawal still 2-3 days?Statistics: Posted by GuyInFL — Mon Oct 14, 2024 12:04 am — Replies 6 — Views 1507
View ArticleInvesting - Theory, News & General • How to get coworkers excited about...
Conversations with co-worker about finance usually end up turning into stock tip conversation where the other person hopes to get rich quick by buying Nvidia or equivalent. Most will not want to...
View ArticlePersonal Investments • Retirement on the horizon (starting in about 3 years)
Great work on building your nest egg!One of the things that people don't consider is the rising cost of health care and protecting against the risk of needing long term care.You never want to be...
View ArticlePersonal Consumer Issues • Buying a sailboat - recommendations
Agree - I have enjoyed getting to know the boat using the visual cues of windbird at the mast and telltales. Now time to add some upgrades - I am going with the Ray marine wireless top of the mast set...
View ArticlePersonal Investments • Breaking up with advisor - Next steps
Five simple words. "It's not me. It's you,"Statistics: Posted by cheese_breath — Mon Oct 14, 2024 11:40 pm — Replies 14 — Views 1439
View ArticlePersonal Investments • Can I contribute to mega backdoor post tax 401k at new...
I was laid off from my previous employment in the summer. Not sure if I could find another job this year, I increased the contribution of 401k as well as post tax 401k (mega backdoor) and contributed...
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Personal Consumer Issues • Just to double check. Is there a reason not to use...
Good morning,My uncle kept an old tin can of Spanish olive oil that belonged to my grandfather. We just opened it and I did not find any strange smell, I tried a drop and I am not blind . It contains...
View ArticlePersonal Investments • How to switch vanguard 529 account to a different state ?
Unless you get a state tax break, You might be fine with that states 529. Check out if it is good herehttps://clark.com/personal-finance-cred ... /529-plan/Statistics: Posted by mhalley — Mon Oct 14,...
View ArticlePersonal Investments • Roth Conversions. Any benefits in my case?
You have won the game. Obv you and wife can and should do as you wish. But with your resources, you can easily afford to purchase awesome health insurance. So if she wants to work four more years...
View ArticleForum Issues and Administration • Changes to help cut down excessive quotations
For the people that like it, I simply do not understand. Maybe you all use the page up/down buttons instead of trackpad gestures and scroll wheels - I don't know.For those (e.g., me) who use only a...
View ArticlePersonal Finance (Not Investing) • When children start paying
As with others, I'm not sure there's a "correct" answer.That said, here's my view... So long as our child is in school and/or working to advance themselves in life (which could be school, trade...
View ArticlePersonal Finance (Not Investing) • IRA inheritance question
I found thishttps://greenleaftrust.com/missives/dea ... e%20as,any)%20are%20pretty%20much%20ignored.It addresses a different but related issue - what happens if primary beneficiary of an IRA dies...
View ArticlePersonal Investments • IPS Step #1: Create an AA. Please help me, I’m Dumb
I am starting over. I slid way down the Dunning-Kruger curve and hit rock bottom.In viewtopic.php?p=8076770#p8076770 you describe having a 70/30 allocation with rebalancing bands.Statistics: Posted by...
View ArticlePersonal Investments • Getting nervous about US equity valuations
You seem to recognize that your asset allocation, as well as any rebalancing bands, were essentially arbitrarily chosen - so you really shouldn't have any undue allegiance to it just for the sake of...
View ArticlePersonal Finance (Not Investing) • Splitting IRAs for estate planning
I set this up as a separate thread because it is a somewhat different issue. Assume person has large IRA. Spouse is primary beneficiary, and 2 children are contingent beneficiaries. One of the two...
View ArticlePersonal Investments • What am I missing (Roth Conversion)?
there are 2 principles which i view as fundamental when considering a roth conversion:(1) pay the tax from a taxable account that is earning bond-like returns. do not sacrifice the tax deferral of a...
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