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Personal Investments • Dividend Fallacy
Here is a quandary. Is the dividend from a high-yield (i.e. junk) bond income? Because of the frequent defaults in this asset class and thus loss of principal, returns are less than dividends...
View ArticleInvesting - Theory, News & General • International (Non-US) versus US...
Who is he?I came across the same article via a Google search along the lines of "musing on when and why ex-US stocks might start out-performing". Without debating the article or its consequences, I...
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Personal Consumer Issues • ideas for super low budget adult Halloween costume?
Any creative ideas for a super low budget adult (male) Halloween costume? Preferably using common household items - don't want to go to store and spend $$$$ on something used 1x per year or that gets...
View ArticlePersonal Investments • Concentration of Employer Stock vs Paying Cap Gains
I might have missed it but just to be clear you are selling any new stock you get when you can, aren't you? Ive held over the years because I generally felt comfortable about the trajectory of the...
View ArticleInvesting - Theory, News & General • After 2022-23, how are we feeling...
I think a better question is what became of vineviz. I mean, we were having so much fun and then *poof*He gave up trying to rationalize with most BH because they would get locked into a circular...
View ArticlePersonal Consumer Issues • So what are you cooking
While on vacation in an area of the US northeast with great farmers markets and produce stand, I bought some picked-that-day bell peppers, ripe tomatoes, and onions. In the AirBnB I made a very simple...
View ArticlePersonal Finance (Not Investing) • [Split from "Fidelity as a one stop...
I asked if they needed Chexsystems or credit bureau unfrozen, and she said absolutely not, that the form was the final step that they were waiting for.My application for a checking account was in...
View ArticlePersonal Investments • Managed Bond Fund in IRA (Frontier/Hightower)
0.5% in fees seems like a really high bar to overcome for fixed income investments!Statistics: Posted by Mathematicus — Tue Oct 15, 2024 11:53 pm — Replies 8 — Views 157
View ArticlePersonal Finance (Not Investing) • Financial advisor selling and reporting gains
Thanks. So YTD gain/loss report shows ~$2k of gains.Most are long-term gains.So I would just add this to any withholding adjustments I make for the year.Statistics: Posted by zen_invest — Wed Oct 16,...
View ArticlePersonal Finance (Not Investing) • Nice way to turn down NWM employee I met...
The insurance side of their business is well respected with a high credit rating. I would not hesitate to buy a SPIA from them if I were buying a SPIA, but I would not go through one of their...
View ArticlePersonal Investments • Seeking Advice on My Portfolio
Cash - you loan money to the government or a corporation for a short term (3 months to 3 years). Cash instruments include savings accounts, high-yield savings accounts, certificates of deposit (CDs),...
View ArticlePersonal Consumer Issues • Found a good travel CPAP
I ended up purchasing the Transcend Mini CPAP > https://mytranscend.com/ and have used it several times. I like it. I was worried since it didn't have a humidifier that it would be uncomfortable...
View ArticlePersonal Investments • VTIP vs rolling 5 year individual TIPS ladder
Those issues are specific to ETFs. You can hold a mutual fund like VTAPX or FIPDX and buy or sell at NAV.Statistics: Posted by Northern Flicker — Wed Oct 16, 2024 12:11 am — Replies 50 — Views 3815
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Personal Investments • I messed up huge….[accidental 401k withdrawal]
Update my husband’s 401k transitioned to a new company… and he didn’t know. He got to work and started going through emails. It kept me up all night. I so appreciate everyone’s input to help me to...
View ArticlePersonal Finance (Not Investing) • Life at a crossroads [Should I take this...
I am surprised everyone is drinking the California kool-aid. I would not move to California for a 33% PAY CUT. That’s crazy!!There are many things more important than money, especially when, like OP,...
View ArticleInvesting - Theory, News & General • Conversion from mutual funds to...
Vanguard creates new ETF shares regularly. Normally, it occurs when authorized participants for the fund supply a creation basket. With the MF->ETF conversion, new ETF shares are created from the...
View ArticlePersonal Finance (Not Investing) • Is it worth filing these insurance claims?
I am curious. Is OP punished by informing the insurer in the first place? People usually try to hide these types of things from the insurer. I agree that OP should pay out of pocket for the...
View ArticlePersonal Finance (Not Investing) • US Bank 4% Smartly Visa Credit Card
FWIW, GABXX is 100% ultra short term US treasuries, has no US Bank fee, and normally has a $3k minimum investment. Not sure if you consider that substantial or not…also the minimum investment may be...
View ArticlePersonal Investments • 200k [How to invest this amount in today's market...
Presuming you're not retired yet(?), just stick the lot into a Vanguard Target Date retirement fund, based on the year you plan on retiring. Instant global diversification, in a low-cost fund; you get...
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Personal Investments • Portfolio Questions... please advice on allocations
... Tax Rate: 12% Federal, 0% State... New annual Contributions $23,000 his Roth401(K) (employer matching contributions: $5,330 in Traditional 401(K)) $26,000 taxable (I can save $1000 from each...
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