Personal Investments • Larry Swedroe on Reinsurance
The alts Larry has been recommending lately, e.g. discussed in this thread, all seem too expensive to me to consider. But the reinsurance I don't understand why it's considered an alt. What exactly...
View ArticleInvesting - Theory, News & General • What is the difference between...
something often overlooked is Fund "Total Assets" (or assets under management)VOO has over 1,200 billion ... READ: 1.2 TRILLION (across the same ETF and mutual fund)Schwab's SWPPX is around 100...
View ArticleInvesting - Theory, News & General • Vanguard Customer Service Mega-thread
Was your IRA transfer from an old platform mutual-fund-only account ?Wondering why no ACATS transfer as would normally be done with brokerage accts being moved.Was your IRA transfer from an old...
View ArticlePersonal Investments • Can I contribute to mega backdoor post tax 401k at new...
Awesome. Thank you!The new employer provides company match only if I contribute to pre-tax 401k. Is it a bad practice to intentionally go over the IRS limit for 23,000+7500 just to get the company...
View ArticlePersonal Investments • 8-year fixed income ladder suggestions
I bought a TIPS ladder (in my traditional IRA) …I realize these securities might be best in a tax advantaged account, but I’d prefer to avoid using the Traditional IRA for several years. I’m hoping by...
View ArticlePersonal Finance (Not Investing) • appreciated shares donation questions
If you care about making the right selection, you absolutely do not want "average cost," because then all the shares you own now will be locked into "average cost" forever. (Warning: you may have to...
View ArticlePersonal Finance (Not Investing) • How much living expenses do I need when...
Strong possibility I will be quitting my current job as a CPA/tax preparer within the next year and hanging my own shingle and starting from scratch. My spouse does not work outside the home and if...
View ArticlePersonal Investments • 32, Married, HCOL, Leaving EJ advice
Random question to add to the conversation Since moving into Schwab, I have no data of my cost basis. I can pull old cost basis information from statements I saved from Edward jones, but when it comes...
View ArticlePersonal Investments • Pre-tax vs Roth for couples who plans to retire 10...
If you might live abroad when retired, the Roth can be taxed, so you get to pay taxes twice.viewtopic.php?t=352409Roth is often touted as a no-brainer. It's not.Statistics: Posted by Claudia Whitten —...
View ArticlePersonal Finance (Not Investing) • Wills, POAs, transfer doc, no trust. Am i...
... - I will have basic instructions for her too, a list of sites and key passwords, general direction on what to do with the money, and who she should call for help, like a family lawyer and a...
View ArticleClik here to view.
Personal Finance (Not Investing) • Having a baby at 48
Only 48?My kids were born when I was 56 and 59 so this thread is entertaining to me in a warped sort of way.Haha, my first 2 kids happened in my mid 20s I didn't have any in my 20s, at least none that...
View ArticlePersonal Investments • Portfolio Check after laid off from work
Tough news. You have a good stash in taxable. Is your business idea ready to execute? What are the details?I’d look for another position in parallel.Statistics: Posted by Wannaretireearly — Thu Oct...
View ArticlePersonal Investments • Retiring at 53 asset allocation help
I have a 2.2M house and don't spend much more than you do so I am not as skeptical as others. But it is new, all-electric with solar, so my ongoing costs are lower than average. My cars are electric...
View ArticlePersonal Consumer Issues • Gaming PC - CPU or GPU?
Try this site for the CPU/GPU combo. https://pc-builds.com/Statistics: Posted by sunsetting101 — Fri Oct 18, 2024 12:02 am — Replies 14 — Views 625
View ArticlePersonal Finance (Not Investing) • Made a terrible mistake in contributing to...
I was wondering since IRS knows taxpayer made excess Roth/401k contribution from W-2, why wouldn't they flag or penalize the return when one files without adding amount on Line-1h to account for that...
View ArticleInvesting - Theory, News & General • Inverse ETFs huge expenses?
If TSLA was at 100 today:Day 1: up 10%, 100x1.1=110Day 2: up 10%, 110x1.1=121Day 3: down 20%, 121x0.8=96.8If inverse TSLA was at 100 today:Day 1: down 10%, 100x0.9=90Day 2: down 10%, 90x0.9=81Day 3:...
View ArticlePersonal Consumer Issues • Editing outside portfolio at Vanguard broken?
It is quite incredible. There is no other business of that size (nor one tenth of it) that managed to run a broken website for so long.They must be doing it on purpose.Statistics: Posted by Thesaints...
View ArticlePersonal Consumer Issues • Give kids $100k for college and let them decide?
I'm trying to decide how much to earmark for my kids college and possibly put in a 529. I'd like my kids to have some skin the game while strongly considering their parent's input. My state has some...
View ArticlePersonal Investments • 8k$ in passive income per month
Keep doing what you are doing. $2.4 million x .04 is $96,000 or $8k per month (before taxes).Follow the Boglehead principles and create a low cost, index based, tax efficient portfolio.Utilize your...
View ArticlePersonal Investments • How many months cash for retirement income?
living off Social Security and ~3.6% year withdrawals (at the current balance) from our conventional IRAs which have averaged 6.5% returns over the past 10 years. We currently have 15 months income in...
View Article