Personal Consumer Issues • Buying Bed For Apartment
the best solution for bedding is the european solution: use 2 split mattresses instead a single large one; use a platform+slatted system with thin mattress toppers instead of bulky Box Spring +...
View ArticleInvesting - Theory, News & General • Why is determining a withdrawal rate...
Simple question that I am sure will have many complex answers that will hopefully give people some good insight into how they want to manage their withdrawals.Why is determining a withdrawal rate or...
View ArticlePersonal Investments • Better in taxable, nominal or TIPS?
First, I realize that having any bonds in taxable is less than ideal, but I dont have space any tax advantaged space remaining and I dont want an asset allocation different than what I currently hold...
View ArticlePersonal Consumer Issues • Recommendations needed for dental insurance for...
Seems that the overwhelming majority of people suggest self-insuring for dental. Curious if this methodology still applies for a Family of 4? DW will be retiring end of this year, and her employer...
View ArticleInvesting - Theory, News & General • Understanding a Mutual fund (New)
Thanks everybody, I have read all replies and settled on this:A mutual fund is a type of investment fund that falls under indirect investment and that usually has an open-end structure, allowing...
View ArticlePersonal Consumer Issues • Recommendations on women's large purse/wallet with...
https://www.bottegaveneta.com/en-usBeautiful leather goods.My SO loves her bags.Statistics: Posted by PottedPlant — Fri Nov 15, 2024 4:34 am — Replies 4 — Views 194
View ArticlePersonal Investments • Asset Allocation - Rebalancing a large amount
I've received some great advice here. Some I've implemented but I've yet to address the low percentage in bonds. Before I get to my main question, here's our assets & allocation.Two 401k's (Both...
View ArticlePersonal Finance (Not Investing) • Can an American citizen open a banking or...
There is FBAR which isn't from the IRS and isn't onerous.There is also the duplicative Form 8938, which is from the IRS. (Why do something once when twice will suffice?)Sure but the reporting...
View ArticlePersonal Consumer Issues • Flooring for kitchen & bath
We redid our kitchen about 4 years ago after living in the house for 16 years. Our kitchen had light color porcelain tile that I hated. When we moved in, it was very beautiful (bright and clean...
View ArticlePersonal Consumer Issues • White Coat Investor & the Grand Tetons
Quite a story! I was glad to hear at the end that going forward, WCI will "almost surely" be taking less risk. I've enjoyed hiking up to summits, but climbing cliff faces seems like Russian...
View ArticlePersonal Consumer Issues • Shady laptop repair situation
Thank you for educating me on this topic. I learned a lot.@Caliscotsman, the hard drive was encrypted with BitLocker. The code (BitLocker key) I found in my desk drawer did not work for...
View ArticlePersonal Finance (Not Investing) • Probably Need to “Lose” ’$525,000: Buy...
OK, what I do or would do is a combination of similar choices. Put your taxable cash in a lower-paying fund -- municipal money market. If that isn't low enough, just using your regular low-paying...
View ArticlePersonal Consumer Issues • Sudden Enormous data usage with Comcast
Several years ago I had a similar issue with my cell phone service:My monthly data use on my phone is far far under the 1GB plan limit. One month the usage jumped up close to the limit. I started...
View ArticleInvesting - Theory, News & General • The Final, Definitive Thread on...
WellsTrade shows an outgoing transfer fee of $49.95. It does not specify that it's only for full transfers, but I'm guessing you weren't charged to do your partial transfer to get some of FRSXX into...
View ArticlePersonal Finance (Not Investing) • Bank of America/Merrill Edge - Preferred...
Not seeing it. From my calculations, I see no benefit to dump a large sum of funds into a BOA account to get a percentage increase on their cash back credit card. The small benefit does not warrant...
View ArticleInvesting - Theory, News & General • Total Portfolio Allocation and...
Thank you Ben!Only one thing is unclear, maybe because I did not specify it.When I talk about these pensions, they are not something like an annuity but they are also invested in the markets or...
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Personal Finance (Not Investing) • Mom Died. Inheriting $37.5k. Starting Over...
LiabilitiesCredit One CC: $477 (in collections, no interest)Capital One CC: $801 (in collections, no interest)PayPal CC: $1,300 (in collections, no interest)Amex: $4,000 (my only debt with an interest...
View ArticlePersonal Investments • Request input on plans
We selected the advisor based on a recommendation from the Dave Ramsey "Smartvestor Pro" website.It seems to be a consensus here that Ramsey's advice on getting out of debt is quite good, but his...
View ArticlePersonal Consumer Issues • Desktop Monitor - 1440 or 1080?
Only earlier today I noticed all these things on my monitor screen and had wondered what I use to get them off the screen. Recommendations? I also wondered how all of them got there!It depends on the...
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Personal Investments • TIPS ETF
My fixed has been 100% TIPS for many years. I don't care what inflation does. Less than expected, more than expected.... I don't care. If it's less, it will be slightly less. If it's more, it could be...
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