Personal Consumer Issues • Need electrical grounding/bonding advice
Someone smarter than me can explain why subpanel neutrals and grounds aren't connected.Lets say that in the main panel the hots are 120 volts AC. The ground is at 0 volts. Because ground and neutral...
View ArticlePersonal Investments • Merrill Edge Software
Not for me. Performance has been fine. As to the settlement issue, I agree the system isn’t clear. Even though the trade was in on time and went through, it will show pending the next day. But if it...
View ArticlePersonal Finance (Not Investing) • Landlords of BH, how to ensure that your...
At one place i rented, they would purchase the filter and send it to me. I replaced it when it arrived. Seems like a good compromise.I have boxes of filters in my garage and my calendar reminds me...
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Personal Investments • What age for market basics?
At what age did you first learn the difference between major Wall Street indexes like the Dow Jones, S&P 500, Nasdaq, and Russell 2000? I was in my early 60s. Am I a late bloomer?I learned earlier...
View ArticlePersonal Consumer Issues • New wireless headphones or Bluetooth Adapter?
I have AirPods Max. They are incredible at nose cancellation. If it’s in the budget, I highly recommend. Make sure you get the USB-C version, not the lightning cable version.Statistics: Posted by...
View ArticlePersonal Finance (Not Investing) • BCBS Blue-to-Blue anyone?
Has anyone had direct experience with a BCBS Medigap Blue-to-Blue switcheroo? Can you really, without underwriting, switch from Plan G-HD to Plan G? Or, as I suspect, can you only downgrade? (This is...
View ArticlePersonal Finance (Not Investing) • [How much to leave in trad IRA for future...
That said, I fail to see how inheriting a $1.8m IRA is a “problem”??Your heir is not going to inherit a $1.8m IRA, but the value it is when you die. If it grows at 6% per year, it will double in 12...
View ArticlePersonal Finance (Not Investing) • IBond co owner question
My wife has 3 IBonds from 2001 that are payable to her or her son.My step son does not have a TD account.When those bonds mature will TD send the proceeds to him if my wife requests that?If my wife...
View ArticleInvesting - Theory, News & General • Wealthfront Savings and the Yotta...
https://www.cnbc.com/2024/11/22/synapse ... anish.htmlThis really ought to be a bigger scandal. It's unfortunate there is so much else going on that this isn't getting more attentionStatistics: Posted...
View ArticlePersonal Finance (Not Investing) • Is High Deductible Health Plan and HSA...
And you are certain of this despite the fact that they know every permutation of their coverage and reimbursement policy behind the numbers and you don't?ok.Part of my example:The plans have cover all...
View ArticlePersonal Finance (Not Investing) • High Salary (>$500,000) careers
Some people earn thousands monthly by managing ads for businesses or promoting affiliate products, but it takes skill and practice to get there.Statistics: Posted by Emorla — Sat Nov 23, 2024 6:01 am...
View ArticlePersonal Investments • Do I need a financial planner?
over 40 years at 1% AUM you're losing 32%, not 25%:How much you lose depends on the details, e.g. what rate of return one assumes. For a trivial example, if you assume a 1% AUM and a 1% RoR you lose...
View ArticleInvesting - Theory, News & General • Avoiding the black hole of investing
That is an excellent point, however we only really see small cap value recently, last ten or 15 years drop off, but we see about 4 periods where large cap growth out performs instead, but usually...
View ArticleInvesting - Theory, News & General • Help me understand return stacking
It sounds like your friend is all about trying to get more out of diversification by adding alternative strategies like trend following and carry, which can sometimes smooth out returns during...
View ArticlePersonal Consumer Issues • Nonstick Fry Pan
My 10" beaten up Le Creuset pan that someone set out with a Free sign. I only use cast iron on the stovetop because I can't stand the way other pans heat the food unevenly.Cast iron doesn't heat...
View ArticlePersonal Investments • Security and Voice Recognition
For this reason, I’ve turned off the personalized greeting on my voicemailStatistics: Posted by 986racer — Sat Nov 23, 2024 6:20 am — Replies 13 — Views 630
View ArticlePersonal Finance (Not Investing) • Help supporting a parent. Looking for advice.
Hello, I am grateful for any advice. I am in a situation and wanted advice. My aging widowed parent wants to stay in their home but is out of savings. I want to keep them in the home and pay out of...
View ArticlePersonal Consumer Issues • What Movie Have You Recently Watched?
Rob Peace on Netflix. Based on a biography about Yale University graduate Rob Peace and his life trying to get justice for his incarcerated father.Statistics: Posted by Conch55 — Sat Nov 23, 2024 6:22...
View ArticleNon-US Investing • Investment Policy for move to Poland
I avoid lifestrategy funds because I would hate to have a lifestrategy fund in drawdown phase, because I would sell equity and bonds at the same time, and if equity crashes, then that's NOT what I...
View ArticlePersonal Consumer Issues • Kitchen remodel Q
After Covid, I had both a local kitchen and bath store and Lowe's generate designs for me. I previously used the local shop for my bathroom, but the rep retire during Covid and the new one just...
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