Personal Finance (Not Investing) • After two decades as a Boglehead I finally...
This is great, thank you so much for the rundown. I similarly have grown to want a solution that is not primarily envelope budgeting because of things like reimbursable expenses, etc. This sounds...
View ArticlePersonal Finance (Not Investing) • IRA contribution while taking RMDs
Alan, Todd, thank you for the comments.(i) the aggregate amount of deductions allowed to the taxpayer <snip> OVER(ii) the aggregate amount of reductions under this sentence <snip>What does...
View ArticleInvesting - Theory, News & General • TSP to allow in-plan Roth...
viewtopic.php?p=8126331#p8126331MIchDadStatistics: Posted by MichDad — Thu Nov 28, 2024 7:40 am — Replies 10 — Views 702
View ArticlePersonal Finance (Not Investing) • Gifting appreciated stock for child Roth IRA
Just thought of a couple things1) Does the Kiddie Tax increase the income reported in the parents' taxable income? Or the kids, but just at the parents' rates? Because the former would create...
View ArticleInvesting - Theory, News & General • Moving Tax-Exempt TSP Funds (Combat...
Folks,Happy Thanksgiving! Thank you for your service to OUR country.Huge thank you for this thread. I too attempted to roll my CTZE money out of my mil TSP shortly after the cut over to the then very...
View ArticlePersonal Finance (Not Investing) • Sense check: extra payments against debt...
From the perspective of interest rate risk, the term on a floating-rate loan is just noise. All floating-rate loans have the same duration (near zero) regardless of the loan term.To illustrate: Right...
View ArticlePersonal Investments • Where to buy/sell physical Gold
If they are historical coins, you should most likely market them as such and not as "just" gold - you'll get a vastly better price.The price you're going to get for your gold very much depends on...
View ArticlePersonal Consumer Issues • Did Hertz deceptively make me sign up for insurance?
A deliberate lie of omission. They suggested three alternatives but not the one that they darn well knew that the customer probably wanted. They didn't give him a sales pitch on the virtues of CDW but...
View ArticlePersonal Finance (Not Investing) • Retiring in 2 weeks - what should I do...
If you have any FSA funds, exhaust them prior to your exit. I mistakenly assumed that I had until the end of the month to use them up. But the FSA custodian declined my dental work receipts (service...
View ArticleNon-US Investing • US Nonresident Aliens - Vanguard freezing legacy accounts
With all due respect, you have exactly the same options that I, as a US citizen had. At the time Vanguard froze my accounts due to my residency in a foreign country, I had one option - Schwab...
View ArticlePersonal Investments • How and when to pay taxes on December Roth Conversion?
We are doing a Roth conversion next week. No with-holding for taxes.Taxes on the conversion will be approximately $28k for fed, $12k for state. 22% tax bracketWhen do we pay federal income tax and...
View ArticleInvesting - Theory, News & General • New Bogleheads Podcast: Episode 76:...
Meir Statman is the Glenn Klimek Professor of Finance at Santa Clara. His research focuses on behavioral finance as he attempts to understand how investors and managers make financial decisions and...
View ArticlePersonal Consumer Issues • PayPal issue
I'm getting those emails too. I usually report them but we're just supposed to delete them and forget it. I guess there's nothing they can do.Statistics: Posted by montanagirl — Fri Nov 29, 2024 7:58...
View ArticlePersonal Investments • How to read Vanguard Target Retirement Allocation to...
Over the next 50 years, the 2070 fund will move from its current AA of 90/10 to the current AA of the 2020 fund (37/63) and ending at 30/70 in 2077.Statistics: Posted by rkhusky — Fri Nov 29, 2024...
View ArticlePersonal Investments • Money market in inherited IRA
Usually, the RMDs for inherited IRAs are quite small compared to the balloon payment you'll be required to take when you drain the account at the end of the holding period. Is this OK with you, or do...
View ArticlePersonal Finance (Not Investing) • Primary account holder not paying credit...
Curious what the issue is as the only authorized user on any card I have would be a family member in my own house. Would not be hard to track down or ask about said bill payments...OP can chime in but...
View ArticlePersonal Consumer Issues • What Are Your Favorite Podcasts? And Why?
Recently I really liked .....HeavyweightDead EyesThe RetrievalsI regularly listen to....The DailyMilk St. RadioHidden BrainThe MothAnd I revisit often...CriminalStory ColliderThis American LifeI am...
View ArticlePersonal Consumer Issues • Medicare Supplement Plan G vs Plan N?
We've been on Plan N since signing up for Medicare, 7.5 years ago. I've found that most doctors and specialists don't add the extra charge, which if memory serves is 15% of the charge that neither...
View ArticlePersonal Finance (Not Investing) • TurboTax 2024 software offer
I got that deal in the week between xmas and new years last year.Statistics: Posted by jcpct — Fri Nov 29, 2024 8:10 am — Replies 130 — Views 15506
View ArticlePersonal Investments • 20 years with same asset allocation -- thinking of...
You should rewrite your IPS, with a chapter on the history of what you did 18-40 to get you here. From this updated IPS is where you arrive at either a new or same asset allocation, among other...
View Article