Personal Finance (Not Investing) • Should I share his 529 balance with my 8th...
I wouldn't share the balance. Among other reasons, it's a number that doesn't mean much without context on how much college costs (which is itself a complex topic).8th grade is a little early to share...
View ArticlePersonal Finance (Not Investing) • QCD, RMD, Conversion
Go forth and sin no more? I am not aware that my 1099-R shows any specific transactions or dates... so this is likely to be a problem only if you ever get a super deep dive taxpayer compliance issue....
View ArticlePersonal Investments • Fee only planner?
I recently posted my referral list here:viewtopic.php?t=440158Statistics: Posted by ObliviousInvestor — Wed Nov 27, 2024 7:20 am — Replies 4 — Views 452
View ArticlePersonal Consumer Issues • Black Friday Deals (2024) - Any Bogleheadish Deals...
Just ordered the LG OLED C4 from Costco thisMorning to replace our 2009 Samsung.5-year extended warranty included.How busy can Costco really be the day before thanksgiving??Statistics: Posted by...
View ArticlePersonal Finance (Not Investing) • TurboTax 2024 software offer
The day that TT goes on the lowest discount is usually around 12/26 or 12/27 on Amazon.It's showing for $55.99 at Costco.com that includes a $10 credit for add-ons, so effectively $45.99 if you e-file...
View ArticleInvesting - Theory, News & General • TOTP Protected by Pin/Biometrics Now...
This is true, I believe the main reason the feature was added was due to a large number of sites still only supporting TOTP. Using the keys as they were intended (as Fido keys), and ideally as Fido2...
View ArticlePersonal Finance (Not Investing) • Estimated taxes - variable income
Withholding payments are always considered timely. So, if your wife has W-2 income next year she can adjust her withholding (W-4) to address the tax expected based on your income, then you don’t need...
View ArticleInvesting - Theory, News & General • Static vs Dynamic Asset Allocation;...
That was a good explanation and summary, thanks a lot!Asset allocation by nominal asset value rather than by risk exposure makes conceptually little sense, as I pointed out several times for duration...
View ArticleInvesting - Theory, News & General • Clarification on Passive Management:...
From what I’ve gathered, passive management usually involves replicating the performance of a specific market index, such as the S&P 500, by investing in the same securities in the same...
View ArticlePersonal Finance (Not Investing) • Social security credits and benefits
I think it would be worth it to get that last credit. If she is eligible for her own benefits, she could start collecting it at age 62. She could then collect spousal benefits when you start...
View ArticlePersonal Consumer Issues • Why Would an eBay Seller Want to Process a Partial...
I’m not sure if eBay allows partial refunds. That would be a simple explanation.They do, but ONLY if the buyer has not opened a return or claim. If there is an open return or claim, you can not...
View ArticlePersonal Finance (Not Investing) • US Bank 4% Smartly Visa Credit Card
I was surprised Vanguard didn't call/text/email/snail-mail me about the outgoing ACATS transfer. This is not something I do routinely - I might have done it once before like a decade ago, but...
View ArticlePersonal Investments • Am I understanding correctly? Solo 401k -> Roth IRA
Thanks Aristotle for the reply. My reasoning is that I'm already maxing out my Solo 401k contributions (~23k Roth on employee side, and then 25% of profit on the pre-tax employer side), so I don't...
View ArticlePersonal Consumer Issues • Just Me? Can Anyone Login to Vanguard.com?
Logging in with the physical usb key did not work for me. I requested it sending the code to my phone number and it worked. So, it seems intermittent.Statistics: Posted by wander — Wed Nov 27, 2024...
View ArticlePersonal Consumer Issues • "Buy a new Toyota, and drive it until the...
I'd be interested in the new 2025 hybrid Land Cruiser if it was a little less lengthy.I am as well, though I'm uncertain how much the longevity factor plays in with the new turbo 4 cylinder hybrid...
View ArticlePersonal Consumer Issues • Samsung Frame TV?
Thank you. That's great to hear. Have you watched football and does it look ok or blurry?I’ve watched American football,on it, and it looked good to me. I didn’t see any of the “soap opera effect” I...
View ArticlePersonal Finance (Not Investing) • Which bank for checking account
I don't plan on giving up my relationship with a B&M bank. They have proven too useful and convenient over the years. Of course, things can always change.If your account was hacked because someone...
View ArticlePersonal Investments • Portfolio Feedback for Long-Term Retirement Goals
Your number should be revised to account for the 3 kids. They are expensive any way you slice it.Statistics: Posted by snowday2022 — Thu Nov 28, 2024 7:34 am — Replies 8 — Views 467
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Investing - Theory, News & General • A Three Fund Factor Weighted Lazy...
Thanks!, and happy thanks giving to you as well I will be stuck at work during the actual day, so I will probably end up celebrating it Friday haha. :turkeyStatistics: Posted by Benjamin Buffett — Thu...
View ArticlePersonal Finance (Not Investing) • Advice needed on home addition
Just did a gut reno of a bathroom. East Coast. $180/sf construction price (not including fixtures). I will say, however, that a quote I got from a v. good contractor I've used before was double that....
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