Personal Investments • Portfolio review - constructing a quality fixed income...
Questions:1. Do I need bonds in the fixed income portfolio? If yes, which bonds? I do have management risk in the 2 private real estate funds on the fixed income side. 2. How to construct a safe &...
View ArticlePersonal Consumer Issues • Advice from people who travel leisurely frequently
The branded credit cards are often at least as useful as the loyalty program itself. We always look at offers when we otherwise have significant spending, anyway.Statistics: Posted by sailaway — Tue...
View ArticlePersonal Consumer Issues • PSA: Top off your tires
TPMS is not a tire gauge.The better ones are. Mine tell me the exact pressure per tire, and I have validated they are correct. I had one rental car where, when filling the tires (at a gas station)...
View ArticlePersonal Consumer Issues • Hulu (with Ads) Black Friday Deal - $0.99/mo for a...
Hulu’s ads are atrociously long and frequent. There’s a reason they are making this deal cheap I would pass as I find it on watchable with ads even Amazon prime with ads is much better than...
View ArticlePersonal Finance (Not Investing) • Tax Withholding from Annuity Payments
This wouldn't be part of my current payroll withholding though. It's coming from a former employer, from a pension I had. At this point I'm just trying to figure out the amount to have withheld for...
View ArticleInvesting - Theory, News & General • Treasury Direct e-mail: undelivered...
Still undecided about what to do in my situation. I have $90K worth of face value Series I savings bonds purchased for a young family member for future expenses (college or otherwise) which were...
View ArticlePersonal Finance (Not Investing) • Roth TSP & Roth IRA?
Thank you for explaining. Initially my plan or thought was to just use this as SEP IRA as intended but the idea of converting to a backdoor Roth later is intriguing. I think you may be confusing the...
View ArticleInvesting - Theory, News & General • International (Non-US) versus US...
Total World only and US only both make more sense then a fixed allocation, at least mentally making it easier since there is a reason one overweighted US.Remember when the US and ex-US was about...
View ArticlePersonal Consumer Issues • Apple TV Unavailable on Sony Bravia
Buy an Apple TV 4k device. We have them on all TVs. Even the ones with a built in app junk OS.The OS/apps are only supported for so long and some apps may not be available. Features may not be...
View ArticlePersonal Investments • Wash sales risk across taxable and tax-deferred accounts
Correct, I do not hold these funds in my tax-deferred accounts. I am planning to buy VTI and VEA with the proceeds from selling the bond funds in my taxable account.As I rollover my 401K, I was hoping...
View ArticlePersonal Finance (Not Investing) • Anyone retired early?
Retired somewhat early (61), but at a time of my choosing and when I was prepared. Zero regrets. I had a great career and enjoyed my work. But life has seasons in my opinion and I am absolutely...
View ArticleNon-US Investing • Taxation on ETFs in Belgium
I was also curious and found this: https://securitiesservices.kbc.be/en/ne ... hatgpt.comThank you. It seems that if you already have several accounts before moving there and each of them is less than...
View ArticlePersonal Investments • International asset allocation
My current asset allocation plan is 85% US (VTI) and 15% International (VXUS). Were the US to put in effect some of the proposed tariffs, would it be wise to change the ration to something like 70/30?...
View ArticlePersonal Investments • Is 10% in speculations OK if you don’t need the money?
In my retirement accounts I’ve moved 10% of my Roth IRA, IRA, and HSA into (speculations). I did this, because I believe in them and think they may be worth the risk. Even if the 10% goes to zero, I...
View ArticlePersonal Consumer Issues • COMPUTER GEEKS: Is the extra performance worth the...
If that’s your use case, I’d be more focused on the screen and keyboard than the rest of the stats. A mini PC for around $300 is more than capable of doing what you want. But since you’re getting a...
View ArticlePersonal Finance (Not Investing) • Expecting Layoff / How to Prepare
I wonder if you can get EBT and such, too while pulling the small amount of unemployment benefits? I'm not sure if you have to list assets or not for those kind of services, but may be worth checking...
View ArticlePersonal Investments • TIPS / REIT Fund Tax Consequences
I very much appreciate you all taking the time to reply. Thank you for clearing that up.Statistics: Posted by GreyWarden — Thu Dec 05, 2024 9:05 am — Replies 6 — Views 259
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Personal Finance (Not Investing) • Roth conversion trigger NIIT 3.8%
"Investment income", as defined for NIIT purposes, is broader than just QD/LTCG (e.g., interest, non-qualified dividends, short-term cap gain, rental income), so...Thanks cas. I probably did know that...
View ArticlePersonal Investments • My research on "where to park large amount of...
I sold a house recently and got a good amount of cash. I want to find a good place to park it, then DCA it into S&P over 5 years.The best strategy has probably been discussed here a million times...
View ArticleInvesting - Theory, News & General • Purchasing MYGAs (multi year...
I have been following this thread for a while and would like to know if I can use my TSP to buy a MYGA or would I need to transfer it to my Vanguard accounts as an rollover IRA? Currently my TSP is...
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