Personal Finance (Not Investing) • Bank of America/Merrill Edge - Preferred...
Unless you have a special arrangement with them, you'd need to transfer more than 3x your target bonus level to get it immediately, since it's a rolling 3 month average. When you first deposit money,...
View ArticlePersonal Investments • effect of inflation rates vs real rate of return
I used Portfolio Visualizer to run some simulations on an assumed portfolio with the following inputs:Portfolio Type: TickersInitial Amount: 1200995Withdrawal Amount: Different amountsInflation...
View ArticlePersonal Investments • Target fund litigation asking for 1099 legitimate or...
I got an email with id and pin, once I put it in, didn’t ask for 1099.Statistics: Posted by Sho — Wed Dec 25, 2024 12:39 pm — Replies 6 — Views 253
View ArticleInvesting - Theory, News & General • The Magnificent 7 and the Boglehead...
...Step aside Magnificent Seven, and say hello to Batmmaan!B=Broadcom (AVGO)A=Apple (AAPL)T=Tesla (TSLA)M=Microsoft (MSFT)M=Meta Platforms (META)A=Amazon (AMZN)A-Alphabet (GOOG, GOOGL)N=Nvidia...
View ArticleInvesting - Theory, News & General • Acronyms and symbols
Yes please. Some of the more arcane I can puzzle out (sometimes even correctly), but having multiple readers each doing an online search --- or just passing on understanding the reference --- seems...
View ArticleInvesting - Theory, News & General • [Vanguard Class Action Lawsuit Over...
HelloSo once I put in the ID and pin, they didn’t ask for any more info . Is that it ? No 1099? I hope it pays back what we lost , not 7 $ like EquifaxStatistics: Posted by Sho — Wed Dec 25, 2024...
View ArticleInvesting - Theory, News & General • Taxation of Treasury bills, notes...
I am fairly sure this has been answered upthread but don't want to read through 25 pages...Fidelity's YTD tax activity page is showing some LTCG on maturing Treasuries in my wife's taxable account....
View ArticlePersonal Investments • Timing the TIPS ladder
Thanks, my current 401k is all invested in Total Bond and VIPIX (50:50). All my Roth is VTSAXStatistics: Posted by krisSA — Wed Dec 25, 2024 12:49 pm — Replies 2 — Views 63
View ArticlePersonal Finance (Not Investing) • Inheritance from outside the US question
My MIL passed away earlier this year and my BIL is working on the sale of her home. She lived outside the US, was not a US citizen, and I'm trying to figure out how to report the cost basis once the...
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Investing - Theory, News & General • Why does the three fund portfolio...
Is it simply because of simplicity and ease of management? Thank you.I would say if you were an early 3 “funder” designer (Taylor, etc all) yes they were selected for simplicity.Statistics: Posted by...
View ArticleInvesting - Theory, News & General • International (Non-US) versus US...
Then he ponders, what might need to happen, politically, socially, economically and so on, to justify that kind of CAGR. And then he falls right back into his coma.Vanguard is expecting 10-year...
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Personal Consumer Issues • Traveling to Vietnam/Cambodia - How’s the access...
Thanks to all for the suggestions. We use Allianz for travel insurance. We have submitted claims and had them paid, thou the process is a bit combersome. I will check to see how TIS...
View ArticlePersonal Consumer Issues • Coors Light. Why is 18 pack $15.49, 24 pack $15.99?
In the nearby store, 24 bottles pack is only 50 cents more than 18 pack. Can anyone explain please such pricing?Could the 18 pack have consisted of either larger glass bottles or larger aluminum...
View ArticlePersonal Consumer Issues • What Movie Have You Recently Watched?
"A Christmas Story" - 1983. From my collection of holiday DVDs.Bob Clark directs Melinda Dillon, Darren McGavin, and Kevin Billingsley in this sentimental but funny recollection of a Christmas season...
View ArticlePersonal Consumer Issues • Can't seem to schedule 2025 automatic Roth IRA...
Given the level of pain/trouble/customer trauma if someone enters the wrong year, this isn't a bad thing. My CU won't let me schedule a CC payment unless the money is already in the account, even if I...
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Personal Investments • Anybody else do Roth Conversions while working?
No way.I was confident I would retire early.My Roth conversion in 2024 was mostly in the zero-percent tax space.Can't do much better than that! Congrats Statistics: Posted by max12377 — Thu Dec 26,...
View ArticleInvesting - Theory, News & General • Fundrise - Real Estate
I only had good experiences with Fundrise. The Flagship Fund provided quarterly liquidity and they provide very interesting real estate debt options such as the Credit Opportunity Fund and Income...
View ArticlePersonal Investments • Using AI for financial planning
BTW, what resources do you use to build experience with the AI tools? In the previous century there were magazines, user groups, company seminars, and so on. I'm not sure if Tik-tok is the way...
View ArticlePersonal Finance (Not Investing) • Backdoor Roth IRA in 2023. CPA counts it...
thanks for the responses. Just to clarify, when I wrote xxxx, I meant I wrote to my CPA the 4 figure dollar amount of the Roth Rollover. But more information / description is always better so instead...
View ArticlePersonal Finance (Not Investing) • Vanguard Hold--can't backdoor?
I'm curious what they even mean by "available to trade" then. The contribution is technically a withdrawal from brokerage. The money is "available to trade" but not "available to withdraw"Ok...
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