Personal Finance (Not Investing) • Finding cost effective mid-tier colleges...
My HS kid is in almost the exact same situation. I see many suggestions here that are not for mid-tier colleges. Two actual mid tier schools we gave found are Western Colorado University and Michigan...
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Personal Investments • 3 Fund Portfolio After Maxing Out IRA?
No, I am not currently planning to max out the $16k in the SIMPLE IRA- primarily because of the funds available, fee structure and sales charge. But I suppose I don't understand the value in...
View ArticlePersonal Finance (Not Investing) • Aging couple move from NV to CA? Worried...
Fascinating thread and responses, especially above.I haven’t seen this yet, but I highly recommend the book ‘Being Mortal’ by Atul Gawande. Touches upon a lot of the topics in the OP and this...
View ArticlePersonal Investments • portfolio review, considering one fund
1. What should I use in my taxable account? I really value simplicity and admire the one fund portfolio. Under the constraint of a one fund, I would go with VT - the world index. If you want to go...
View ArticlePersonal Finance (Not Investing) • Did Your Money Really Double Every 7 Years?
Anything is possible but if you believe market valuations are relevant over the long term, and evidence suggests they are, the chances of 10% nominal returns over the next couple of decades would seem...
View ArticleInvesting - Theory, News & General • Vanguard to Exit Individual 401(k),...
MySolo401k.net pre-filled my Vanguard paperwork to transfer/rollover my assets. Option A is checked for direct rollover with the option to distribute all checked. For name of custodian or...
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Investing - Theory, News & General • suze orman says you need a min of...
I don't know, I'm fairly comfortable with calling someone who is taking a 1 in 8 chance of going broke in their early retirement plan pretty absurd.A "failure" in FireCalc doesn't equal going...
View ArticleInvesting - Theory, News & General • Box Spreads as Loans - Interactive...
I have a fundamental question about borrowing ( not lending) Scenario 1) Lets say I only have a Cash only account with say 10,000 and no positions , what can I do with the the cash that comes in by...
View ArticlePersonal Investments • Rebalancing / Preparing for Retirement
If you are not contributing the max to your 401k, you could increase your pre-tax contribution and sell an equal amount of equity from from your taxable account. You can also purchase Series I...
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Personal Finance (Not Investing) • Laid off and Contemplating early...
Update as of 5/16/24Still no luck landing a job. Hopefully getting close to landing something, but am dismayed that it has taken so long for a person who really wants to work and is actually good at...
View ArticlePersonal Finance (Not Investing) • Filing a delinquent 5500ez for 2004?
This is not tax or legal advice, but I have heard (Vanguard was one source) that there is a hard 6 year rule that the IRS will not go farther back for retirement plans, especially after they are...
View ArticleInvesting - Theory, News & General • TSP G Fund, inflation and TIPS
You are just looking at annual returns. The G Fund is like most stable value funds. It follows current rates with some lag time. So it will lag fast rising inflation but it will likewise have higher...
View ArticleInvesting - Theory, News & General • TIPS, I Bonds and CPI measurements...
They changed the way they measured the cost of housing. They removed home prices. They added "rental equivalence" which is not the same thing as home prices.Should they also include rising stock...
View ArticleInvesting - Theory, News & General • FTC and 1116: How to do it with...
Line 9 of 1040 says 'total income' where does it show that 'total income' you keep talking about in the forms?So that $1000 (the tax you give to the state based on foreign income) goes to line 2 in...
View ArticlePersonal Investments • Windfall, need a plan to allocate funds
Perfect candidate for SPIAI don't want an annuity.Then in following orderMMFCDMuni ETFVTI ETFThan you. Why muni etf?Statistics: Posted by Rockbottomdweller — Fri May 17, 2024 11:39 pm — Replies 32 —...
View ArticlePersonal Consumer Issues • Honda Civic - Can an EV beat it for value?
(the other 2/3rd ranking factor is particulates from brakes. Which won't go away with EVs. So there's the next wall to climb, when we are finished with wood fires).Brake particulates may not go away...
View ArticlePersonal Investments • Keeping US Brokerages while living abroad
Thanks to those insisting that I should have filled out W9s instead of W8BENs - in retrospect, this indeed doesn't seem to make sense. I will ask our tax specialist (who is also licensed by the US)...
View ArticlePersonal Consumer Issues • Your favorite family vacations?
The national parks in the western US have been our favorite trips. We do a week at the beach on the gulf coast every year also.Statistics: Posted by JeffAL — Fri May 17, 2024 11:44 pm — Replies 28 —...
View ArticlePersonal Investments • Does anyone else own Gold? Michael Burry just bought some
Noone cares about Gold or Burry.I have had gold coins, and let me tell you what a pain in the a** it is. You can't leave it out, you have to put it in a safe deposit at the bank. It is not easy to...
View ArticlePersonal Finance (Not Investing) • Buying a new house: Higher mortgage vs...
There are endless opinions and threads about the "should I pay off the mortgage?" question with no one size fits all consensus. I like to turn this question around and ask "I have a paid off house,...
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