Investing - Theory, News & General • Vanguard Cash Plus Account
Cash Plus is not a good checking account. Vanguard would agree, too - it has no checks and no debit card. They don't advertise it as a checking account, though. In fact, the word "checking" doesn't...
View ArticleInvesting - Theory, News & General • International (Non-US) versus US...
As I've been learning as I go over the past 20 years of my career (now in my 40s) my total equity AA has always been total US / total EX-US at market weight. Had I gone 100% total US or S&P 500 I...
View ArticlePersonal Consumer Issues • Best Free CRM for small businesses
Check out Hubspot. You can do a lot with their free tier.Can you send out mass emails with their free tier?Statistics: Posted by teelainen — Fri May 17, 2024 11:55 pm — Replies 4 — Views 469
View ArticlePersonal Consumer Issues • Travel Trumpet Questions
One good alternative is a pocket trumpet, which is much smaller but still has same mouthpiece and basic sound. They can be had for under $200. For example, https://www.amazon.com/Mendini-MPT-N-Ni ......
View ArticlePersonal Consumer Issues • Auto AC Maintenance - Question
as others have noted, ac is a closed system. If it needs refrigerant, the system has a leak. I believe In CA, it is illegal to top off a system without repairing the leak first. (air quality regs)If...
View ArticlePersonal Finance (Not Investing) • Medicare Choices
Any logic flaws ?One thing to understand is that with traditional Medicare Part D drug coverage you need to review that each year in November/December(?) and possibly change plans. A plans payment...
View ArticlePersonal Consumer Issues • Lexington, Kentucky and surrounding areas for a...
Thanks all. These are all some really good suggestions. I'll use the resources and references to do some planning before the visit.Statistics: Posted by Elysium — Sat May 18, 2024 11:19 pm — Replies 9...
View ArticleInvesting - Theory, News & General • Total Portfolio Allocation and...
Thanks for your reply. I have a couple of more questions. As we’re European and we invest to the global stock and bond ETF, not only US stocks and bonds, should we use the default expected returns as...
View ArticleInvesting - Theory, News & General • Y'all may be missing the point of TIPS
For me, lots of my TIPS are in a liability matching ladder (roughly, since liabilities are uncertain). However, about 57% of my TIPS are mature before the end of 2027, while my LMP extends through...
View ArticleInvesting - Theory, News & General • Vanguard Preparing to Tap Former...
......Ramji also said,“I view the competition as complexity. I view the competition as high fees and barriers that are getting in the way of individual investors accessing good wealth management and...
View ArticlePersonal Consumer Issues • Bird singing in the morning
Some of my coworkers (shop environment) have gotten custom fitted earplugs for better comfort after hours wearing them. They're expensive, but they seemed to think it was worth it. I don't know where...
View ArticlePersonal Consumer Issues • 48" T8 fluorescent bulb replacement options
We have maybe 30 fluorescent bulbs in valance lighting our living room (installed in trays along walls and directed upward onto walls/ceiling). They were installed in 1978. We use them maybe 4 hours...
View ArticlePersonal Investments • How to fill "missing" rungs in TIPS Ladder...
Welcome, Pd.Strategy 1, Overfund 2034 and 2040 now. Buy 3.5x 2034s and 3.5x 2040s. (x=amount you want in each rung). When gap years become available, fund them as follows :2035: 5/6x from 2034, 1/6x...
View ArticlePersonal Finance (Not Investing) • Started a new job that warrants the...
OP: If you think that next year your business spend pattern would warrant the CSR, get a head start earning UR points with the Chase Freedom Unlimited. No annual fee and 1.5% earning on everything....
View ArticlePersonal Finance (Not Investing) • Liability for $100k/$300k split auto policy
[Moved into a new thread from: which auto liability is better? $100k/300k or $300k/300k? --admin LadyGeek]If the insurance is a $100k/$300k split policy and the two that were in the vehicle was...
View ArticlePersonal Finance (Not Investing) • Deciding when to retire...
For those of you who did not have a target nest egg amount (ie "number"), how did you decide when to retireWe were both small-college professors. In the pre-ACA days, our decisions to retire revolved...
View ArticleInvesting - Theory, News & General • Which brokerage has the most...
I really prefer Schwab, both in the browser and their mobile app. Everything is a simple table layout with my shares and value without trying to do anything flashy. Fidelity feels so clunky and their...
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Investing - Theory, News & General • New version of PortfolioVisualizer?
maybe harder to useit's so annoyingDon't be so annoyed. looks like you finally get your wish. No more growth of $10,000 charts. No more PV links allowed!Statistics: Posted by SB1234 — Sun May 19, 2024...
View ArticleInvesting - Theory, News & General • Investing in Gold: How sure are we...
If you believe in gold as a viable asset class (e.g. you should have an allocation in your portfolio) it's probably worth holding some physical. I would think for most people this is not a security...
View ArticlePersonal Consumer Issues • Aluminum Patio Furniture
Does anyone have recommendations on where to find good quality powder coated aluminum furniture? Are there any brands you recommend? I live in central NJ.Statistics: Posted by nimo956 — Sun May 19,...
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