Personal Consumer Issues • Billed for services I declined
The lab hid nothing. It was standard paperwork just like the other tests. Snd the lab never told him it was not there. OP has an issue with the doctor. OP may think they have some says with lab but...
View ArticlePersonal Investments • Determining the ‘buyer’s yield’ ex-inflation for a...
As OP, adding a clarification to my previous post: Perhaps the term "buyer's yield" is not helpful after all. Allow me to rephrase and improve. Although I have read a book on TIPS, they still seem too...
View ArticleInvesting - Theory, News & General • Purchasing MYGAs (multi year...
I merged moongazer's thread into the ongoing discussion.(Thanks to the member who reported the post and provided a link to this thread.)Statistics: Posted by LadyGeek — Thu Jun 20, 2024 6:54 am —...
View ArticlePersonal Consumer Issues • Need bath fans help
I'd call a big plumbing/HVAC company, explain what's going on, and have them do it. You'll pay a major premium, but at least it'll be done up to code and have a warranty. I'd second the opinions...
View ArticlePersonal Finance (Not Investing) • [Another] Per stirpes and Vanguard question
The post just above yours quotes the Fidelity language.Right. Fidelity should use that language on their beneficiary form and other places on their website that describe beneficiaries. The MA...
View ArticlePersonal Consumer Issues • Follow-up Actionable Housing Post / Affordability...
How about a townhouse? Townhouses are common in my suburban Midwest location. I see a couple of 3/2 units in an excellent school district in the $250-300k range, and my metro area is one of the more...
View ArticlePersonal Consumer Issues • Water Pressure Regulator
They are pretty cheap to replace and our plumber said they have a limited lifespan. You definitely don't want pressure at 90 or 100, even if they are spikes. I'd just get it changed and make sure they...
View ArticlePersonal Investments • Delayed Social Security Calculation
SS increases about 8% per year if you delay taking it. After starting taking SS your yearly benefit is inflation adjusted. I find this inflation adjusted annuity difficult to quantify but if you...
View ArticlePersonal Investments • tax efficient alternative to high yield savings
In that tax bracket, the first thing I would look at is a tax-exempt money market fund. A state specific fund if you live in one of the very high tax states.Was going to suggest likewise. Just know...
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Personal Consumer Issues • What Kind of Generator Do you Use for your Home...
Power went out last evening during a heat wave. Our little Predator 2000 watt from Harbor Freight started right up. It powers quite a bit in our home via a manual transfer switch (refrigerator,...
View ArticlePersonal Investments • Moved dad’s iBonds money into something else now?
to me this seems like lots of effort for miniscule extra return, not worth the hassleheres what i would do- cash out all the i-bonds and don't purchase them or tips again- invest in t-bill till rates...
View ArticleInvesting - Theory, News & General • Filling the TIPS gap years with...
Sorry, your explanations do not make sense to me:Your first statement is approximately correct; I'd replace "ensure" with "optimize the chances that".How does setting ARA equal to 93% of DARA...
View ArticlePersonal Investments • Vanguard Estimated Quarterly Distributions
Hello all,Did Vanguard discontinue posting their Estimated Quarterly Distributions? If not, where is it posted? It used to be in the "news " section on the website, but can't seem to find it. Thanks...
View ArticlePersonal Finance (Not Investing) • Can I relax a little?
Thank you everyone for your input. Some additional data points for those requesting it:I try to break down my spend into Need/Want/Save. Annual breakdown would be:Need: $112K (Mortgage, Prop Tax,...
View ArticlePersonal Investments • Will NVidia continue to climb?... sold half so I'm...
I find it interesting that people get sucked into the idea that a stock can only go up forever based on nothing except superb recent performance and a few weak arguments like the CEO (or fund manager)...
View ArticlePersonal Investments • Morgan Stanley vs. Fidelity wealth mgmt???
1.5% Mgmt fees: Morgan Stanley Private Wealth mgmt. Avg. ROI 8.5% past 5 years..98% Fidelity Private Mgmt. Avg. ROI 8.5% past 10 years.0% fees. Put it all in the S&P Index (FXAIX) just like Buffet...
View ArticlePersonal Consumer Issues • Billed for services I declined
It is precisely this attitude from some medical professionals that is being lamented in this thread. What other profession acts in this way, where the professional makes a $750 error, is called on it,...
View ArticleInvesting - Theory, News & General • Simple and best short term Schwab fund
Do you all think it makes any sense to have day to day checking and living expenses all at Fidelity and all investments at Schwab?My wife likes the idea because she is worried someone can hack our...
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Personal Investments • Best place to park $250k for a year
Looking for best place to park $250k for 6-18 months to be drawn down for a remodeling project. New money, not pulling on from existing investments. Nerdwallet has CIT online savings with 5% rates....
View ArticlePersonal Consumer Issues • Condos across the country - an idea
One theme of the comments you gave me got me thinking and started looking at house prices along the California coast. As expected, most places are supper expensive but houses in the cities of Ventura...
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