Personal Finance (Not Investing) • Why did I receive a refund for my...
Thanks. I checked before, and I'm not in a disaster area. Will follow the suggestions provided and cash the check.Statistics: Posted by danbez — Tue May 07, 2024 10:53 am — Replies 12 — Views 789
View ArticlePersonal Finance (Not Investing) • Chase Private Client special mortgage...
Well they don't do Helocs at all. I asked. And you are almost certain to end up with a different organization servicing your loan.Statistics: Posted by adamthesmythe — Tue May 07, 2024 10:53 am —...
View ArticlePersonal Consumer Issues • No free annual physical?
I might as well had a consult with an endocrinologist instead, and I surmise I'd still have paid less for his/her twenty minutes.Absolutely; I had some heart issues this past year and just made an...
View ArticlePersonal Finance (Not Investing) • Bank of America/Merrill Edge - Preferred...
I've quick question regarding 5.25% cash back on CCR cards for PR members. I have a CCR card setup for online category. If I use this card for online + non-online purchases, I would get 5.25% up to...
View ArticleInvesting - Theory, News & General • Vanguard Customer Service Mega-thread
I don't understand why we think these surveys are particularly useful. I have not been able to find a list of the questions they ask, how they weight the answers and how they conduct the survey.I...
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Personal Finance (Not Investing) • Is it safe to teach math to neighborhood...
If you are a man I would go to their houses so there are other adults there. Less of a concern if you are a woman.I’m a volunteer coach (little league). Most of the kids live in my neighborhood....
View ArticlePersonal Finance (Not Investing) • Purchasing a New Car with Cash?
We also always pay cash. We have purchased 3 cars recently at 3 different dealerships in 3 different states and all only allowed us to put 5K on AmEx, wire transfer the remainder.As the saying goes:...
View ArticlePersonal Finance (Not Investing) • Home Insurance Premium Increases
Hello All,Original Poster here with a follow up.Following advice from this community, we sought quotes for our insurance policies (Auto, Home, Umbrella) from Erie and for good measure a few other...
View ArticlePersonal Consumer Issues • What do you all pay for TV and internet? rates...
We pay $63 for 1 gig service. This is allegedly a "lifetime rate". Guess we'll see. We split YouTube TV with a family member for about $38 per month. So all-in -- $101.Statistics: Posted by...
View ArticlePersonal Investments • Help me prep for retirement 7-10 yrs out
It sounds like you have all the different types of accounts available for saving (tax-deferred, taxable, and Roth) which means you can practice tax-efficient fund placement if you want to. Generally...
View ArticleInvesting - Theory, News & General • USA Today: Annuities are key to...
This topic perennially seems to get some BH up in arms. Advocates of probabilistic inflation indexed withdrawal rates recoil when insurance products are suggested to have a role for some. SPIAs and...
View ArticlePersonal Investments • Hearing Horror Stories that Vanguard Doesn't Let You...
I suspect the heightened scrutiny for new accounts is related to money laundering, know your customer rules, scam prevention, etc. At least all these draconian KYC laws have completely eliminated...
View ArticlePersonal Finance (Not Investing) • Individual 401(k) plan number - letter...
6. My late filing of the Fidelity 5500-EZ for closing that account was accepted by the IRS with the $500 penalty, with the IRS telling me, more or less "thank you very much, you're good to go, but...
View ArticleInvesting - Theory, News & General • Inelastic Markets Hypothesis
While I don't disagree with the math hereI'm not sure even that the math is fundamentally correct. Yes, the example is technically correct, but it relies on some artefact of integer ceilings.Suppose...
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Investing - Theory, News & General • Is there an index fund tracking Dow...
Theory does not say the DOW should under- or overperform the S&P 500. My comment had nothing to do with the performance of the index. What makes the DJIA a bad index is that it's weighted by the...
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Investing - Theory, News & General • The Final, Definitive Thread on...
Is there any love here for SoFi bonuses ** ? The good thing is that they accept retirement/IRA monies too (Active brokerage or Active retirement account (Traditional, Roth, or SEP IRA)) -- currently,...
View ArticlePersonal Investments • Non dividend distribution tax treatment at Vanguard
You need to get a history of distributions by a fund and then look at the vanguard transaction history and basis pages. No general answer is possible since we don't know the funds in...
View ArticlePersonal Investments • Is Fidelity a Bad Broker to Use for Buying T-Bills
A small quirk at Fidelity - when a number bills have been purchased over time and the maturity dates overlap, they will start to combine them on the Fidelity system, so instead of having two separate...
View ArticleInvesting - Theory, News & General • VTI article... Not as diversified as...
The past performance difference between VTI and VOO (S&P 500) is larger (in favor of VOO) than people seem to think. I keep reading here that they're very close, but that's not what I see in...
View ArticlePersonal Consumer Issues • Road trip to Finger Lakes
dying to get out on the road in the new Venzahttps://www.theglen.com/drive-the-glen/Statistics: Posted by flarf — Wed May 08, 2024 11:06 am — Replies 19 — Views 1417
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