Personal Consumer Issues • New Spectrum Fiber Installation
When ATT ran fiber along our 300 ft road right-of-way at our former somewhat rural home it, was bored deep enough to not disturb our paved driveway. The house was on a road curve and they offered $400...
View ArticlePersonal Finance (Not Investing) • Resume review services
Since it's the BH philosophy to educate ourselves on a topic and then DIY, let me opine that it's the Wild West when it comes to resume writers and you likely would be better off drinking deeply from...
View ArticlePersonal Consumer Issues • Seeking Excel assistance
ask chatgpt. seriously, it's very good in spitting out complex formulas.Statistics: Posted by maxim81 — Sat Jan 04, 2025 3:09 pm — Replies 19 — Views 1370
View ArticlePersonal Finance (Not Investing) • Prescription Drug [Pricing - cash price...
Can you go to a restaurant and hand over a card to the cashier and get a different price from what’s on the menu?haven't seen them recently but a few years ago, I recall some discount cards that were...
View ArticleInvesting - Theory, News & General • gougou's shareholder yield strategy
The companies I own are somewhat shareholder-friendly but typically not considered the most shareholder-friendly. For example, if company X earns $40 and pays $10 to shareholders, company Y earns $10...
View ArticleInvesting - Theory, News & General • TxAggie's Avantis Adventure
I'm effectively : 65% Large cap mostly VTI15% AVUV (used to be DISVX) 10% AVDE (used to be DFIEX) 10% AVEM (Used to be DFEMX) I had DFA access in my 401k. when i left that job I lost access so around...
View ArticleInvesting - Theory, News & General • REGISTRATION FOR THE 2025 BOGLEHEAD...
6321.20Statistics: Posted by lepegasus — Sat Jan 04, 2025 3:12 pm — Replies 507 — Views 14782
View ArticlePersonal Investments • Portfolio review request, concentration in single stock
With AGI of $94,050, your 2024 out-of-pocket ACA premium of $2k/month seems high. The 2024 IRS max contribution is 8.39% of ACA AGI which seems like it should limit your monthly out-of-pocket ACA...
View ArticlePersonal Consumer Issues • What Book Are You Currently Reading? Part VI
But back to the book ... my overall criticism of the book is that it was too contrived. Trying to fit all that was in it into the concept embodied in its title: The Yankee Way.My fear is that those...
View ArticlePersonal Finance (Not Investing) • Tax prep question - Sofware or Tax...
I would see if there is an AARP Tax-Aide site near you that might be able to do them for you for free. AARP membership is not required to use this...
View ArticlePersonal Investments • Advise to retire? Advice on investing $4mm taxable cash?
Not sure why you would put potential house money into equities and funds that are not earmarked into cash. At what point would you go ahead and invest the "everything else to cash" or are you...
View ArticlePersonal Consumer Issues • House contract and Radon report:
Similar experience as Henry above when I bought a prior home. We got a few quotes and the seller gave us 50% at settlement. I had the system installed after closing. Easier that way for me.Statistics:...
View ArticlePersonal Finance (Not Investing) • US Bank 4% Smartly Visa Credit Card
You've done this with no issue? You would come out ahead because it's not equivalent, quarterly estimated payments vs year end withholding. If you try to do year end estimated payments with income...
View ArticlePersonal Finance (Not Investing) • Vanguard RMD Cumbersome Process ???
Taking an RMD at Vanguard does seem more difficult than necessary. Managing the Automatic RMD can also take a little effort.I recently spent quite a bit of time handling a special case. I have two...
View ArticlePersonal Finance (Not Investing) • If you needed a car for just a year, what...
There are old Nissan Leaf’s with 70 miles of range that virtually no one wants so you may ge able to get one very cheap. Electric cars have no regular maintenance and are more reliable, so much less...
View ArticlePersonal Investments • Critique my retirement plan please.
What I did about 10 years ago was create a spreadsheet that modeled this. I had columns for college costs, 529 plans, IRA/401K plans, taxable accounts, house value, and mortgage. I continued out the...
View ArticlePersonal Investments • Total Market or separate Large, Mid & Small Cap...
c) Now, people sometimes think that they can score a rebalancing bonus by artificially splitting a single asset into pieces, creating an artificial need for rebalancing. Like everything about...
View ArticleInvesting - Theory, News & General • International (Non-US) versus US...
Buried deep in the word salad, I'll assume we're aligned.The original point I was challenging -- I believe not made by you -- is that the future will see continued swaps in leadership between US and...
View ArticlePersonal Investments • Financial Advisor Needed?
Get referrals from trusted sources. Although we don’t use a financial advisor, if I were searching for one I would reach out to my acquaintances who have been quite financially successful (through...
View ArticleForum Issues and Administration • anybody else getting errors : 503 Service...
Can you hear me now? Can you hear me now?...Statistics: Posted by 123 — Sun Jan 05, 2025 3:18 pm — Replies 12 — Views 287
View Article