Personal Finance (Not Investing) • Fixing Excess HSA contribution
Its your money, not the employers. If you have an HSA for 2025 just undercontribute in 2025 to make up for the overcontribution in 2024 and pay the penalty. Or do the Distribution of Excess HSA...
View ArticlePersonal Consumer Issues • Hawaii Rental Car Rates - Back to Covid-era...
I just checked OGG and a 5-day rental next week shows the cheapest car (a compact from Avis/Budget) at $473 (=$95/day) on Costco Travel. How are you getting $289? Thrifty wasn't even shown as an...
View ArticlePersonal Consumer Issues • African Safari and Victoria Falls Adventure
I have been on 17 safaris all over the continent and I will give you some general thoughts. I would have to ask you a lot more questions on your desires and style of travel and interests to give you...
View ArticlePersonal Consumer Issues • What are you listening to now
Currently reading James Kaplan’s 3 Shades of Blue which is a biography featuring Miles Davis, John Coltrane and Bill Evans, so I’ve tried to create a Spotify playlist keyed to the songs/albums he...
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Investing - Theory, News & General • International (Non-US) versus US...
Why do you suppose these shareholder friendly elements didn’t manifest into US outperformance until around 2008?Can you think of anything specific that was different in say the 80’s, 90’s or early...
View ArticleInvesting - Theory, News & General • VIOO Reinvested Dividends
There is a long-running thread on broker speed of dividend payments you might wish to consult: viewtopic.php?t=87742Statistics: Posted by Geologist — Fri Jan 03, 2025 2:59 pm — Replies 2 — Views 92
View ArticlePersonal Investments • Helping Daughter with a home purchase
Call me old school, but I would have been mortified to accept a "free" house from my father-in-law.We purchased a home for about $110k when we were newly married, and borrowed $10k from him as a down...
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Investing - Theory, News & General • Fundamentals Don't Matter -...
As we watch indices (or particular stocks) reach heights that are not justified based on a historical measures, I am beginning to wonder if stock performance has become less connected to the measures...
View ArticlePersonal Investments • convert VG MF to ETF, then sell some shares... LT or...
I found the following on the Vanguard site under cost basis, any thoughts on why they chose different default methods for mutual funds and etfs?"The default method for mutual funds is average cost,...
View ArticleInvesting - Theory, News & General • Millennials Investing for the Next...
Exactly. I’m going into my max savings years with super high valuations, which I’m not excited aboutYou can always buy stocks that don't have super high valuations.Something like VT has a fairly...
View ArticlePersonal Finance (Not Investing) • TurboTax 2024 software offer
Can someone help me use the Fidelity 25% discount offer? When I click the fidelity link that takes me to an Intuit page, there is absolutly no way to purchase anything except the online version, not...
View ArticlePersonal Finance (Not Investing) • What prevents people from just skipping...
Not really, but it sounds like you're looking to lock the thread, which I can understand.If you don't understand an answer, by all means let us know and we'll try again. It's not a problem. Really....
View ArticlePersonal Investments • Seeking suggestions on whether to rebalance my Roth IRA
It all depends on if you have other investments, or is this Roth IRA, your full retirement savings ?You will get better advice if you share your other investments and holdings.In general, majority of...
View ArticlePersonal Finance (Not Investing) • [Incorrect] Deduction for Part D Premium
Zero deductible is not the same thing as Zero Premium. Maybe I am misunderstanding something here…Can I just add that if this does turn out to be the problem, I am saddened that the SS reps couldn't...
View ArticlePersonal Investments • Notable actively managed 50+ funds
As a previous poster said, it’s hard to argue against performance! Unless you are simply dismissing this and just going on what everyone else says.JohnIt's hard to argue against past performance. It...
View ArticlePersonal Finance (Not Investing) • Notice of Consent for 2024 Form 709?
The need for an attachment will block you ability to e-file, at least with TurboTax:https://ttlc.intuit.com/community/after ... 00/3083511Statistics: Posted by FinanceGeek — Fri Jan 03, 2025 3:06 pm —...
View ArticlePersonal Finance (Not Investing) • Spending windfall on second home - sanity...
Hi all,Looking for a bit of a sanity check here. In the past few years, my family has come into a moderate windfall -- with all taxes paid on it, we're sitting at about $1.1m in treasury bills. My...
View ArticlePersonal Investments • Is My Employer Handling Their 401K Match Properly?
It could possibly save them money? People might leave before the true up?Very few people are able to max out. If you're making $60,000, it's almost impossible to save $23,000.6% of 60,000 is less than...
View ArticlePersonal Investments • Late For The Train
So why not consider SPIAs? You mentioned 60k in SS. 150k budget. 4 SPIA’s paying 100k a year plus SS gives her anxiety free income for the rest of her life regardless of what she does with the...
View ArticlePersonal Finance (Not Investing) • Does my cousin have a case here? (real...
I would want to know why it sold for $273,000 if zillow had it at $387k at the least. How did they determine that amount and not even less? The timing isn't very clear. It may have been sold two years...
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