Personal Consumer Issues • CPAP cleaning machine recommendation
Been using a CPAP just about five years now. I probably should clean it more often than I do, but soap and water is the only recommendation I’ve ever heard from those who supply the...
View ArticlePersonal Finance (Not Investing) • Shopping for insurance
Any recommended auto or home insurance companies?Find an independent insurance broker who is not captive to a particular company and have them shop policies for you. This is the best way to buy home...
View ArticlePersonal Finance (Not Investing) • Save for Kitchen Remodel or Take a HELOC?
Ignore the "no debt" absolutists. Did they take their own advice when purchasing a house? No, they didn't, because they wanted to enjoy it years before they could have afforded to buy it for...
View ArticlePersonal Investments • Should we stay with total bond fund (BND) or move to...
[T]he "protection" wasn't considered worth the cost in lower dividends.Note that regular bonds already have expected inflation factored into their price. (Otherwise, who would buy them?!) I knew that...
View ArticlePersonal Finance (Not Investing) • Risks in taking a contract job short term...
If you want to take the contract job for a couple of bucks, do it. You have no obligations to the future employer at this point.And feel no remorse if you give little/no notice to the contract agency...
View ArticlePersonal Finance (Not Investing) • HOA records and county records say...
Talk to a local real estate attorney with knowledge of the current law - not the internet.Statistics: Posted by avalpert1 — Sat Jul 27, 2024 3:13 pm — Replies 10 — Views 604
View ArticlePersonal Investments • HSA in CA. Confused on sale of Stock to fund Medical
I'm confused with all the back and forth what the most literal reading of CA law would be here, disregarding TT as non-authoritative. HSA reimbursement for prior years allowed or disallowed on CA...
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Personal Consumer Issues • 2024 Paris Olympics; What are you Watching?
I do want to watch Simone Biles because she may be the most amazing athlete on the planet. How can someone under 5'0" jump so high???I can't get into things like "home team support" (or even home...
View ArticlePersonal Investments • Silver Triple Top
I have no idea what the future price changes of silver may be. I do not believe that anyone esle knows either.I have never bought gold and I find it difficult to take it seriously as an investment....
View ArticlePersonal Investments • Asset location for tax loss harvesting
When thinking about future TLH opportunities, does it make sense to have multiple asset classes in my taxable account so that I can TLH from whichever asset class is performing poorly? Or better to...
View ArticlePersonal Investments • Family Business Crossroads
It very much feels like I’m getting pulled in one way or another at some point, unless it gets sold before such an event.All the more reason to encourage them to sell, in my opinion.If you’re FI, then...
View ArticlePersonal Consumer Issues • Seen new Dune Movie? Your opinion??
I rewatched it last night. It’s still good. But it assumes you read the book as it doesn’t explain a lot of stuff.I watched the two new movies having never read the book. After watching the movies I...
View ArticlePersonal Finance (Not Investing) • Has anyone used eSignature Guarantee?
I want to share my frustrating experience with eSignature Guarantee.1.I uploaded all the requested documents on July 16, including my digital signature through DocuSign.2.There was no response until...
View ArticleUS Chapters • Seattle Area Chapter Meetings - Master Thread
My sincerest apologies! We don't know who is coming till they show up. We are not really tracking RSVPs. That said, jetlag got the best of me and I just woke up a few minutes ago. I really wanted to...
View ArticlePersonal Investments • Tax loss harvesting between spouses
yes, it would be a wash and with funds available as substitute, unnecessary.Statistics: Posted by jebmke — Sun Jul 28, 2024 3:34 pm — Replies 1 — Views 20
View ArticleInvesting - Theory, News & General • Bond Fund To Substitute For SPIA? ...
Found it.https://www.advisorperspectives.com/art ... at-age-104Some argue that a single-premium immediate annuity (SPIA), by theoretically insuring against longevity in a way that a TIPS ladder...
View ArticleInvesting - Theory, News & General • Vanguard to Exit Individual 401(k),...
Eventually it will get settled, sure, but when. I’ve tried each day to log in, no one from customer service can help me, so there is no moving forward. No support ticket, no one working on it for me,...
View ArticlePersonal Finance (Not Investing) • On-Line Provider for Simple Last Will
All of my Financial Assets have my Dear Wife as Primary Beneficiary, and our only Daughter as Contingent Beneficiary. All major assets are held at Fidelity, where DW also has an account. Our Home is...
View ArticlePersonal Finance (Not Investing) • How much to plan for Medicare and...
I am 65, signed up last December.Medigap G: 164/monthPart D: zero/monthStatistics: Posted by Tom_T — Sun Jul 28, 2024 3:35 pm — Replies 9 — Views 779
View ArticlePersonal Investments • Turning 55 and need a Portfolio checkup
Wouldn't selling the individual stocks create an unnecessary tax liability for me today? I get the process of selling them and then moving into a Total Stock Mkt Fund, but I think I might own $40K or...
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